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Target cli

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JoeRockhead
Community Leader
Super Contributor

Re: Target cli

 Auto CLIs are the best surprise, congratulations on your new limit!

Message 11 of 24
user979797
Established Contributor

Re: Target cli

That is great Congratulations on your Circle card increase....fingers crossed for your MasterCard upgrade if you haven't already gotten it Smiley Happy

>
Message 12 of 24
nytokyobred79
Valued Contributor

Re: Target cli

Congrats on your cli. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $216,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $70K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 13 of 24
SUPERSQUID
Valued Contributor

Re: Target cli


@user979797 wrote:

That is great Congratulations on your Circle card increase....fingers crossed for your MasterCard upgrade if you haven't already gotten it Smiley Happy


No upgrade yet but I am hopeful for the future since they seem to like me and throw regular cli's my way.

Message 14 of 24
Creditjunky37
Contributor

Re: Target cli

Congrats on the auto cli 

Message 15 of 24
Zoostation1
Valued Contributor

Re: Target cli

Congrats on the CLI!

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Oct 2025 FICO 8:
Oct 2025 FICO 9:
Oct 2025 FICO 10:
Oct 2025 FICO 10T:
Message 16 of 24
gingerflower
Senior Contributor

Re: Target cli

Congrats!

Message 17 of 24
hackersmovie
Contributor

Re: Target cli


@SUPERSQUID wrote:

I got a credit alert from Experian via email that I received a cli on my Target Red Card.

1600 - 2100 = 500 cli.


Congrats!

 

Any other data points you can share? Like do you use it regularly? How long you've had it? Time between CLI's?

 

My Target Card was approved with a $900 SL, just curious if/when it may grow and how long it may take.

Personal Cards: Total CL $88,700


Business Cards: Total CL $43,800


FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
Message 18 of 24
SUPERSQUID
Valued Contributor

Re: Target cli


@hackersmovie wrote:

@SUPERSQUID wrote:

I got a credit alert from Experian via email that I received a cli on my Target Red Card.

1600 - 2100 = 500 cli.


Congrats!

 

Any other data points you can share? Like do you use it regularly? How long you've had it? Time between CLI's?

 

My Target Card was approved with a $900 SL, just curious if/when it may grow and how long it may take.


Sure, I opened the card sep/oct 2020 300 sl.

6/10/2021 cli 300 - 500 = 200 cli.

12/12/2021  500 - 700 = 200 cli.

6/14/2022  700 -  1000 = 300 cli.

12/10/2022  1000 - 1300 = 300 cli.

11/10/2023  1300 - 1600 = 300 cli.

5/13/2024   1600 - 2100 = 500 cli.

I use the card almost every month. only update my income once a year. usually run a month to month balance of 10 pct to 20 pct, I pif a few times over the years ive had it. ymmv,

btw, I usually pay 3 or 4 times the minimum payment usually at least 3 weeks ahead of due date.

Message 19 of 24
hackersmovie
Contributor

Re: Target cli


@SUPERSQUID wrote:

@hackersmovie wrote:

@SUPERSQUID wrote:

I got a credit alert from Experian via email that I received a cli on my Target Red Card.

1600 - 2100 = 500 cli.


Congrats!

 

Any other data points you can share? Like do you use it regularly? How long you've had it? Time between CLI's?

 

My Target Card was approved with a $900 SL, just curious if/when it may grow and how long it may take.


Sure, I opened the card sep/oct 2020 300 sl.

6/10/2021 cli 300 - 500 = 200 cli.

12/12/2021  500 - 700 = 200 cli.

6/14/2022  700 -  1000 = 300 cli.

12/10/2022  1000 - 1300 = 300 cli.

11/10/2023  1300 - 1600 = 300 cli.

5/13/2024   1600 - 2100 = 500 cli.

I use the card almost every month. only update my income once a year. usually run a month to month balance of 10 pct to 20 pct, I pif a few times over the years ive had it. ymmv,

btw, I usually pay 3 or 4 times the minimum payment usually at least 3 weeks ahead of due date.


That's probably my downfall then. I opened it 1/2023 and haven't seen any movement but, I've only put a few hundred dollars on it and pay it off a couple days after the transactions post. 

 

I really appreciate the details though!

Personal Cards: Total CL $88,700


Business Cards: Total CL $43,800


FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
Message 20 of 24
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