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The Anniston Tidal Wave…AOD FCU Approvals Thread

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Frequent Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@PullingMeSoftly wrote:

@ZackAttack wrote:

I would be on the list for grabs but it seems like AOD FCU has an age of 21+ for their credit card. :/


@ZackAttack Great thing is, lots of other opportunities will come your way, you've got youth on your side! Looks like you're doing quite well for a young adult, building your card lineup...accessing a forum like this and getting early advice at your age gives you a substantial head start over the majority of society.


Seeing how I am 1 yrs and 2 months away from being 21 yrs old ... yeah atm plus not applying for any student loans yet. So I am in a good position.

Michigan Schools & Gov't Credit Union Titanium Visa | $5kDiscover Student Cash Back | $2,300Amex 1.5% CB | $3.1kBest Buy Store Card | $3kChase Student Card | $1k

Eyes on Credit Cards
BoA Cash Rewards (with or without Student Verison)Gas Card with 5% Cashback w/ no AF2% Cashback EverythingDining & Entertainment Category Card
Message 41 of 347
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Frequent Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@recoveringfrombk7 wrote:

Any DPs on having a bk?  My EQ5 score certainly seems sufficient (692), but I'm just approaching 2 yrs post file.  I'm not certain that I'd like to leave the garden, but I'm just trying to see if anyone has any info either way.  

 

I'm just over 3 years post discharge (March 2017) but my chapter 7 bk isn't reporting on TU or EQ


 


Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 639 TU 647 Ex 664
Goal Score: 700 All 3


Take the myFICO Fitness Challenge
Message 42 of 347
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Valued Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread

Nice list! Congratulations everyone!





My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 43 of 347
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Mega Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@ZackAttack wrote:

@PullingMeSoftly wrote:

@ZackAttack wrote:

I would be on the list for grabs but it seems like AOD FCU has an age of 21+ for their credit card. :/


@ZackAttack Great thing is, lots of other opportunities will come your way, you've got youth on your side! Looks like you're doing quite well for a young adult, building your card lineup...accessing a forum like this and getting early advice at your age gives you a substantial head start over the majority of society.


Seeing how I am 1 yrs and 2 months away from being 21 yrs old ... yeah atm plus not applying for any student loans yet. So I am in a good position.


You will get thereSmiley Happy

Message 44 of 347
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Mega Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@angelwingz wrote:

Nice list! Congratulations everyone!


WooHooSmileyWave-vi.gif

Message 45 of 347
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Mega Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@AllZero wrote:
Thank you for compiling the information!

Thought for sure I would see @AllZero on that list?

Message 46 of 347
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Mega Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread

Message 47 of 347
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Regular Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@M_Smart007 wrote:

@PullingMeSoftly, Another to add to the tidal wave listSmiley Happy

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Pathfinder-15-000-CLI/m-p/5996819#M675...

 


Thanks, updated! Still have 13 apps hanging out there, anyone else have confirmation yet?












Message 48 of 347
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Regular Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@PullingMeSoftly wrote:

@NoMoreE46 wrote:

This is a great thread.

Thanks for this @PullingMeSoftly !


Thanks @NoMoreE46 , have you applied or are you thinking of going go for it?


Negative, my DTI is too high now.  
😫

Message 49 of 347
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Valued Contributor

Re: The Anniston Tidal Wave…AOD FCU Approvals Thread


@PullingMeSoftly wrote:

@nuohlac wrote:

You can add me to the "Awaiting approval confirmation:" list. I pulled the trigger this morning.

EQ5 713

 


@nuohlac Congrats, got it! Let us know the result


Please Update to approved: 


Allison countered with 15k @8.99% (I accepted). She said the UW's reasoning was they wanted to have room if I needed any additional products and I have opened 16 new accounts in the last 24 months 🤡🤡🤡.



Message 50 of 347
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