The Capital one standard $3000 max credit limit increase how to get it.

[Anonymous]

My cap one Quicksilver  has been stuck at 10k forever. Dont use it a lot, have run 4k balances and paid them off still no increase. 

I just got a $3000 increase. This seems to be cap one's max increase at a time. I remember this from before

I HADN"T USED THE CARD IN 6 MO!

I simply owed 10k on another card, had the cash to pay it. Instead of paying that card I did a 10k balance transfer on my quicksilver that posted a couple days after my statement date. I paid it off the day before my next statement date.

Cap one has no balance transfer fees so effectively i borrowed the 10k for 28 days for free. 

Next time i applied for increase 3k approved.

It seems that for a CLI the usage of the card may not be that important but if you make payments near your crediti limit that trigrers you for an increase. I remember that happening over and over with my Discover although the limit now at 45k would be hard to make that kind of payment without some kind of planned activity. 

[Shooting-For-800]

I have received CLIs as high as $8,000 on Cap One QS.

[DoctorManhattan]

Others have had higher increases, but either way congrats on the CLI!

[GApeachy]

Dh recently received a $3k cli, his Spark also received a $3k cli and I too just got a $3k cli so maybe that's Cap1's Average high cli perhaps? 

[seattletravels]

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@GApeachy wrote:

Dh recently received a $3k cli, his Spark also received a $3k cli and I too just got a $3k cli so maybe that's Cap1's Average high cli perhaps? 

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Or just the average? Were those all auto CLI?

[Anonymous]

Whether 3k is the average CLI or not, congratulations! 👍

Last CLI I received from Cap1 was 250 🤪

[GApeachy]

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@seattletravels wrote:

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@GApeachy wrote:

Dh recently received a $3k cli, his Spark also received a $3k cli and I too just got a $3k cli so maybe that's Cap1's Average high cli perhaps? 

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Or just the average? Were those all auto CLI?

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Oh no, I requested each one.

[Remedios]

Congrats on your increase 

[seattletravels]

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@Anonymous wrote:

Last CLI I received from Cap1 was 250 🤪

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Just keep working at it! 🙃

[GApeachy]

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@Anonymous wrote:

🤪

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Lol!  That made me laugh.  Yeah, I've gotten that Big, Bad $250 as well. 

Felt just like that lil' guy^^^^too