Transunion App and CLI spree

citanX · ‎12-31-2020

I recently got EE (early exclusion) from Transunion and my score went way up so went for a mini CLI and App spree.

Microcenter card approved $2400

Apple Card $4000

Conn's CLI increase of $2400

Barclay's card (the ex-Apple one) CLI increase of $800

Not sure if the Barclay's CLI was worth the hard pull, but since I have already racked up quite a bit of HP's this month, I just went for it. I got a call from Barclay's in the morning, but did not answer it. I am wondering if it would be worth it to call them to try and get a higher increase?

Overall, a good result. My overall available credit nearly tripled this month.

I might go for an experian spree once that is clear in March.

AllZero · ‎12-31-2020

Congratulations on your CLIs and approvals!

Anonymous · ‎12-31-2020

Great way to end the year. Congrats!

blindambition · ‎12-31-2020

Congrats on the approvals and CLI success!!

gdale6 · ‎12-31-2020

Great run and grats on tripling your total CL

cashorcharge · ‎12-31-2020

Good for you! Progress all the way around! Congratulations on your CLI Approvals!

MartyWrite75 · ‎12-31-2020

Congratulations on your approval and CLI!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Yeliaba1 · ‎12-31-2020

Congrats on your approval and CLIs!

Meanmchine · ‎12-31-2020

Congrats on your app spree success

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching

BlessedBuilding · ‎12-31-2020

Wow, congrats on tripling your credit.
What does it mean to have early exclusion?