US Bank Credit Limit DP's:
- Recently did a PC from Altitude Go to the Cash + (This is just referenced information and has no bearing on the request timeline)
- The card had a $6,500k original starting limit 1+ year ago
- Unfroze TU
- Submitted CLI via USBA online portal (website) on 02/09/22
- HP notification on TU 02/09/22
- CLI requires UW review 02/09/22
- $5k CLI granted 02/14/22 (thought it was a decline it took so long, wish I would have gotten more...)
I'll now refreeze my TU report and set a calendar alert for six months. Maybe now, after HPing me, they will grant me an SP request from now on...
Additional Point: The UW team can see all your US Bank and Elan financial accounts in one portal. So if you do something nasty with Elan, expect US Bank to know and vis versa! I called and spoke with UW on 02/09/22 after going into UW review. I didn't know my account number (card is used strictly for subscriptions 5% cashback WOOT), so they used my SSN, and BOOM was naming off my Fidelity account and two other US bank accounts to determine which one had the CLI.
Nope, one HP does not count for all accounts! Each account has its own HP per request 
Luckily FIDO gave me a $23k starting limit. So I'll hold off on that HP until I get bored one day and have low TU inquires!
Congrats on your Cash+ CLI.
Don't hold your breath on the future CLI's not being HP
I have had three "SP" CLI's, last time they tried to pull TU for CLI .. but no success as it was locked.
Alert Date
Alert Type
Requester Name
| 02/07/2022 |
| Pull Attempt While Locked |
| US BANK |
Grats on the 5K increase, I figured they would be able to see all accounts even the ones with Elan, thanks for the confirmation 
Congrats - 77% increase is nothing to sneeze at!
