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Congrats!!! I need to stay away from this part of the forum...
CONGRATS! get that pup in ur siggy!
Thank you for the congrats everybody!
Now that I have received my US Bank Cash+ in the mail, I wanted to give people a little more information to those who may want to know (this info might prove helpful to people who are interested in applying).
1) Even though my TU FICO is 709, US Bank has its own scoring model ranging from 309 to 839. My TU is 691 on that scale. This is one of the lowest scores I've seen get approved -- very surprising.
2) The application was a single TU pull, even after it was sent to manual review.
3) My interest rate is 21.99% (icky, but I never carry a balance anyway, and I was just thrilled to be approved).
4) Shallow comment alert: the card is really pretty in person! The pictures of the card simply do not do it justice. ![]()
I will also be applying too. Hehe.. But after I garden. Congrats on your approval !!!!
@Anonymous wrote:Thank you for the congrats everybody!
Now that I have received my US Bank Cash+ in the mail, I wanted to give people a little more information to those who may want to know (this info might prove helpful to people who are interested in applying).
1) Even though my TU FICO is 709, US Bank has its own scoring model ranging from 309 to 839. My TU is 691 on that scale. This is one of the lowest scores I've seen get approved -- very surprising.
2) The application was a single TU pull, even after it was sent to manual review.
3) My interest rate is 21.99% (icky, but I never carry a balance anyway, and I was just thrilled to be approved).
4) Shallow comment alert: the card is really pretty in person! The pictures of the card simply do not do it justice.
I still have the old versions of the card. At least my cards expire relatively soon (January and April), so I expect to see those new chip cards soon.
@Anonymous wrote:Thank you for the congrats everybody!
Now that I have received my US Bank Cash+ in the mail, I wanted to give people a little more information to those who may want to know (this info might prove helpful to people who are interested in applying).
1) Even though my TU FICO is 709, US Bank has its own scoring model ranging from 309 to 839. My TU is 691 on that scale. This is one of the lowest scores I've seen get approved -- very surprising.
2) The application was a single TU pull, even after it was sent to manual review.
3) My interest rate is 21.99% (icky, but I never carry a balance anyway, and I was just thrilled to be approved).
4) Shallow comment alert: the card is really pretty in person! The pictures of the card simply do not do it justice.
My score was lower than expected too. They pulled EX FICO of 738 for my approval. I got 18.99% APR and $5K CL. And, yes, the card is very nice looking IRL! Congrats again!
conmgtratsa
Congrats!!