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US BANK CASH+ APPROVED!!!

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pizza1
Community Leader
Super Contributor

Re: APPROVED FOR US BANK CASH+!!!

I'm seeing a lot of US bank approvals lately! Congrats on your success and approval!
Message 21 of 32
Anonymous
Not applicable

Re: APPROVED FOR US BANK CASH+!!!

Congrats!!! I need to stay away from this part of the forum...

Message 22 of 32
Anonymous
Not applicable

Re: APPROVED FOR US BANK CASH+!!!

CONGRATS! get that pup in ur siggy!

Message 23 of 32
Anonymous
Not applicable

Re: APPROVED FOR US BANK CASH+!!!

Thank you for the congrats everybody! Smiley Happy Now that I have received my US Bank Cash+ in the mail, I wanted to give people a little more information to those who may want to know (this info might prove helpful to people who are interested in applying).

 

1) Even though my TU FICO is 709, US Bank has its own scoring model ranging from 309 to 839. My TU is 691 on that scale. This is one of the lowest scores I've seen get approved -- very surprising.

2) The application was a single TU pull, even after it was sent to manual review.

3) My interest rate is 21.99% (icky, but I never carry a balance anyway, and I was just thrilled to be approved).

4) Shallow comment alert: the card is really pretty in person! The pictures of the card simply do not do it justice. Smiley Wink

Message 24 of 32
baller4life
Super Contributor

Re: APPROVED FOR US BANK CASH+!!!

Thanks for the info. I'm applying soon. Smiley Wink
Message 25 of 32
ScoreOrBeScored
Valued Contributor

Re: APPROVED FOR US BANK CASH+!!!

I will also be applying too. Hehe.. But after I garden. Congrats on your approval !!!!

Message 26 of 32
Themanwhocan
Senior Contributor

Re: APPROVED FOR US BANK CASH+!!!


@Anonymous wrote:

Thank you for the congrats everybody! Smiley Happy Now that I have received my US Bank Cash+ in the mail, I wanted to give people a little more information to those who may want to know (this info might prove helpful to people who are interested in applying).

 

1) Even though my TU FICO is 709, US Bank has its own scoring model ranging from 309 to 839. My TU is 691 on that scale. This is one of the lowest scores I've seen get approved -- very surprising.

2) The application was a single TU pull, even after it was sent to manual review.

3) My interest rate is 21.99% (icky, but I never carry a balance anyway, and I was just thrilled to be approved).

4) Shallow comment alert: the card is really pretty in person! The pictures of the card simply do not do it justice. Smiley Wink


I still have the old versions of the card. At least my cards expire relatively soon (January and April), so I expect to see those new chip cards soon.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 27 of 32
SunriseEarth
Moderator Emeritus

Re: APPROVED FOR US BANK CASH+!!!


@Anonymous wrote:

Thank you for the congrats everybody! Smiley Happy Now that I have received my US Bank Cash+ in the mail, I wanted to give people a little more information to those who may want to know (this info might prove helpful to people who are interested in applying).

 

1) Even though my TU FICO is 709, US Bank has its own scoring model ranging from 309 to 839. My TU is 691 on that scale. This is one of the lowest scores I've seen get approved -- very surprising.

2) The application was a single TU pull, even after it was sent to manual review.

3) My interest rate is 21.99% (icky, but I never carry a balance anyway, and I was just thrilled to be approved).

4) Shallow comment alert: the card is really pretty in person! The pictures of the card simply do not do it justice. Smiley Wink


My score was lower than expected too.   They pulled EX FICO of 738 for my approval.   I got 18.99% APR and $5K CL.   And, yes, the card is very nice looking IRL!   Congrats again!



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 28 of 32
Anonymous
Not applicable

Re: APPROVED FOR US BANK CASH+!!!

conmgtratsa

Message 29 of 32
Anonymous
Not applicable

Re: US BANK CASH+ APPROVED!!!

Congrats!!  

Message 30 of 32
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