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US Bank Altitude Reserve Approval - Initially rejected online

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TomWB
New Contributor

US Bank Altitude Reserve Approval - Initially rejected online

I apped for this card two days ago with 0/12, 5/24 and no previous relationship with us bank. I apped for their cash plus a year ago and got rejected, but I recall I was like 2 or 3 /12 at the time so didn't even bother calling their recon line. Got immediate rejection online. Didn't have too much of a hope overturning the decision through recon since I've read that AR can be hard to get without prior relationship, but I still feel like my profile is pretty good other than the history is short.

 

So I gave them a call yesterday, and the representative put my application on manual review and said it can be 2 to 3 days before a final decision. Exactly 1 hour after the first call, I got a call and the person on the line said everything looks good, but the system rejected the application because it thinks I had a typo in my email address, which I don't think I did. He just had me read my email address to him, and approved my application afterward.

 

Definitely a weird experience to get rejected because the system thinks there's something wrong with my email.

Credit Cards:

P2:

Closed Credit Cards:
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8 REPLIES 8
CYBERSAM
Senior Contributor

Re: US Bank Altitude Reserve Approval - Initially rejected online

Congrats on your US Bank Altitude Reserve Approval 🥂🤑👍👍

It seems everything with them is manual review these days!







                
Message 2 of 9
CreditAggie
Community Leader
Super Contributor

Re: US Bank Altitude Reserve Approval - Initially rejected online

Congratulations on your US Bank Altitude Reserve approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 9
cashorcharge
Community Leader
Super Contributor

Re: US Bank Altitude Reserve Approval - Initially rejected online

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 4 of 9
JoeRockhead
Community Leader
Super Contributor

Re: US Bank Altitude Reserve Approval - Initially rejected online

Congratulations on your approval!

Message 5 of 9
BigBS
Senior Contributor

Re: US Bank Altitude Reserve Approval - Initially rejected online

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 6 of 9
KingRue8500
Senior Contributor

Re: US Bank Altitude Reserve Approval - Initially rejected online

Congrats on your U.S. Bank Altitude Reserve approval




Message 7 of 9
nytokyobred79
Valued Contributor

Re: US Bank Altitude Reserve Approval - Initially rejected online

Congratulations on your approval and successful follow up call with them. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 8 of 9
NoMoreDebt
Senior Contributor

Re: US Bank Altitude Reserve Approval - Initially rejected online

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
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