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US Bank CLI

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Anonymous
Not applicable

Re: US Bank CLI


@Anonymous wrote:

@Anonymous wrote:

Congrats @Anonymous! 

 

I tried to get this card and they said NO, NO, NO... #creditrehabtime

 

Smiley LOL


Thanks @Anonymous  I had always heard they liked relationships and they were conservative.  So i stuck some money in a savings acct to let it build history and not much after that i showed a pre-app for the Cash+.   Even started out with a good SL too, instead of the 500 bucket most everyone even 800 scores seem to get stuck in. 


I didn’t actually expect to get approved when I applied, was just testing to see if I was blacklisted. Honestly SHOCKED that I’m off the naughty list less than 9 years since I burned them but there were two reasons on the letter - new accounts (6 in 6) and BK on file. 

 

I may try again later this year. 

 

They don’t actually seem to be that conservative lately, a lot fewer $500 approvals than usual, just too many new accounts for their UW with the newest one being less than 2 months when I applied. 

 

You definitely have a nice limit. I honestly would only be throwing them about $200 a month in charges though. I tried to actually get $500 out of them but that was a no go too. Stop applying for new accounts and try again. 

 

... yeah, cause I’m such a good gardener. 🤣 

Message 21 of 75
M_Smart007
Legendary Contributor

Re: US Bank CLI

"Mind Went To Racing" Indy 500? JK

Message 22 of 75
AverageJoesCredit
Legendary Contributor

Re: US Bank CLI

Yeah @Anonymous , you are missed for sure buddy. Baller4life, Humu, BeautifulBlackPearl, lots of missing in action. Hope all are well.
Message 23 of 75
M_Smart007
Legendary Contributor

Re: US Bank CLI


@Anonymous wrote:

 gardener. 🤣 

 

Garden, Gardener, Gardening, What is that? lol.what


 

Message 24 of 75
Remedios
Credit Mentor

Re: US Bank CLI


@Anonymous wrote:

@Remedios wrote:

@Anonymous wrote:

@Remedios wrote:

@Anonymous  Congrats on your increase 


Thanks, I've never seen a button to ask, so it was nice and now i know they are keeping a "side" eye on me lol


Go get them, tiger! 


@Remedios   What do you say?   Wanna try to get approved for AR with me?  LOL


 

AR Heart

 

 

 

 

Message 25 of 75
Anonymous
Not applicable

Re: US Bank CLI


@M_Smart007 wrote:

@Anonymous wrote:

 gardener. 🤣 

 

Garden, Gardener, Gardening, What is that? lol.what


 


I hide my seedling in shame 😂 

Message 26 of 75
Anonymous
Not applicable

Re: US Bank CLI


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Congrats @Anonymous! 

 

I tried to get this card and they said NO, NO, NO... #creditrehabtime

 

Smiley LOL


Thanks @Anonymous  I had always heard they liked relationships and they were conservative.  So i stuck some money in a savings acct to let it build history and not much after that i showed a pre-app for the Cash+.   Even started out with a good SL too, instead of the 500 bucket most everyone even 800 scores seem to get stuck in. 


I didn’t actually expect to get approved when I applied, was just testing to see if I was blacklisted. Honestly SHOCKED that I’m off the naughty list less than 9 years since I burned them but there were two reasons on the letter - new accounts (6 in 6) and BK on file. 

 

I may try again later this year. 

 

They don’t actually seem to be that conservative lately, a lot fewer $500 approvals than usual, just too many new accounts for their UW with the newest one being less than 2 months when I applied. 

 

You definitely have a nice limit. I honestly would only be throwing them about $200 a month in charges though. I tried to actually get $500 out of them but that was a no go too. Stop applying for new accounts and try again. 

 

... yeah, cause I’m such a good gardener. 🤣 


You have to do what fits in your credit goals, and if that is Gardening, so be it.    There is a reason i have that recycle bin Smiley Wink

 

If you do want one, i would suggest putting some money in a savings.  I got mine and i was 3 in the previous 2 months Smiley Happy

 

 

Message 27 of 75
Anonymous
Not applicable

Re: US Bank CLI


@M_Smart007 wrote:

"Mind Went To Racing" Indy 500? JK


Thanks..   yeah, that's it.   or in my GT which now sounds more like a race car with the exhaust on it. 

Message 28 of 75
Anonymous
Not applicable

Re: US Bank CLI


@Remedios wrote:

@Anonymous wrote:

@Remedios wrote:

@Anonymous wrote:

@Remedios wrote:

@Anonymous  Congrats on your increase 


Thanks, I've never seen a button to ask, so it was nice and now i know they are keeping a "side" eye on me lol


Go get them, tiger! 


@Remedios   What do you say?   Wanna try to get approved for AR with me?  LOL


 

AR Heart

 

 

 

 


@Remedios  Just give that UW the "mom side eye"  you'll get approved Smiley Wink

Message 29 of 75
Anonymous
Not applicable

Re: US Bank CLI


@Anonymous wrote:

@M_Smart007 wrote:

@Anonymous wrote:

 gardener. 🤣 

 

Garden, Gardener, Gardening, What is that? lol.what


 


I hide my seedling in shame 😂 


I hide mine in the bucket..   hard to hide when they are flowing over the top of the bin tho. 

Message 30 of 75
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