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US Bank Cash+ Approval

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GatorGuy
Valued Contributor

Re: US Bank Cash+ Approval

Congrats! I'll have to do some gardening to get this card. 

Message 11 of 26
AllZero
Mega Contributor

Re: US Bank Cash+ Approval

Congratulations on your approval!
Message 12 of 26
blindambition
Senior Contributor

Re: US Bank Cash+ Approval

Very nicely done!!! Gardening pays off!! Congrats on the approval!!

Smiley Happy

Message 13 of 26
Anonymous
Not applicable

Re: US Bank Cash+ Approval

Congrats! I am very jealous that you got an instant approval instead of having to agonize over it like I did lol. 

Message 14 of 26
Matt9543
Established Contributor

Re: US Bank Cash+ Approval


@Ficoproblems247 wrote:

Instant approval for $6,000 with an APR of 16.99%. They pulled TU, last I knew my F9 scores were around the 770ish range. New accounts are 0/6,0/12, 6/24. 3 inq on TU, util is $92/$73,000. I'm VERY excited for this one, as it is the real reason for spending a full year in the garden. My strategy for USB will be to wait 3 months and then app Altitude GO, immediately followed by Elan MCP. Hopefully that will yield favorable results once the time is right! If anyone wants any other DPs, please ask! Thank you to everyone for sharing all of your DPs on this card, and always being willing to answer all of my questions along the way! 

 

Screen Shot 2021-06-01 at 9.04.51 AM.png


Congrats! Quite funny though it shows the Maximum Balance Transfer Allowed is $9,999,999.99


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 15 of 26
Ficoproblems247
Valued Contributor

Re: US Bank Cash+ Approval


@Anonymous wrote:

Congrats! I am very jealous that you got an instant approval instead of having to agonize over it like I did lol. 


Thanks! Yeah I was thinking about it the whole time I was filling it out that I REALLY was hoping not to have to wait. This is my first relationship with them, and then no apps for a year, so I was kind of assuming I'd be ok. I'm hoping they hit me with 6k on the Alt GO and 6k on a MCP in 3 months. Part of me wanted to shotgun all 3 after the insta-approval but I know better lol. 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 16 of 26
Ficoproblems247
Valued Contributor

Re: US Bank Cash+ Approval


@Matt9543 wrote:

@Ficoproblems247 wrote:

Instant approval for $6,000 with an APR of 16.99%. They pulled TU, last I knew my F9 scores were around the 770ish range. New accounts are 0/6,0/12, 6/24. 3 inq on TU, util is $92/$73,000. I'm VERY excited for this one, as it is the real reason for spending a full year in the garden. My strategy for USB will be to wait 3 months and then app Altitude GO, immediately followed by Elan MCP. Hopefully that will yield favorable results once the time is right! If anyone wants any other DPs, please ask! Thank you to everyone for sharing all of your DPs on this card, and always being willing to answer all of my questions along the way! 

 

Screen Shot 2021-06-01 at 9.04.51 AM.png


Congrats! Quite funny though it shows the Maximum Balance Transfer Allowed is $9,999,999.99


Thank you! I've seen others post approval screen shots from USB and Elan and they all say that for the BT. Totally bizarre. 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 17 of 26
Matt9543
Established Contributor

Re: US Bank Cash+ Approval


@Ficoproblems247 wrote:

@Matt9543 wrote:

@Ficoproblems247 wrote:

Instant approval for $6,000 with an APR of 16.99%. They pulled TU, last I knew my F9 scores were around the 770ish range. New accounts are 0/6,0/12, 6/24. 3 inq on TU, util is $92/$73,000. I'm VERY excited for this one, as it is the real reason for spending a full year in the garden. My strategy for USB will be to wait 3 months and then app Altitude GO, immediately followed by Elan MCP. Hopefully that will yield favorable results once the time is right! If anyone wants any other DPs, please ask! Thank you to everyone for sharing all of your DPs on this card, and always being willing to answer all of my questions along the way! 

 

Screen Shot 2021-06-01 at 9.04.51 AM.png


Congrats! Quite funny though it shows the Maximum Balance Transfer Allowed is $9,999,999.99


Thank you! I've seen others post approval screen shots from USB and Elan and they all say that for the BT. Totally bizarre. 


Seems to me they probably just hard-coded a maximum value. Although $10 million is quite the high number to set it as, probably would've been better to set it to a variable amount which is the same as the Maximum Transfer allowed. 


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 18 of 26
KingRue8500
Senior Contributor

Re: US Bank Cash+ Approval

Congrats on your US Bank Cash+ approval




Message 19 of 26
Mr_Mojo_Risin
Senior Contributor

Re: US Bank Cash+ Approval

That's some cool news for you!

Certainly looks like the gardening paid off nicely, congratulations!

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Message 20 of 26
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