US Bank Cash+ Approval

[xaximus]

Congrats on the approval. I would definitely recon and see what they can offer. It may be worth taking the HP since you don't have many anyway.

[Anonymous]

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@xaximus wrote:
Congrats on the approval. I would definitely recon and see what they can offer. It may be worth taking the HP since you don't have many anyway.

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Gave the backdoor number a call, they counter offered $3k, which is on par for my other cards. She said by law it was going to be a HP. We'll see though, it's my last card for awhile, and I only have 2 HPs on my TU anyway so it shouldn't hurt. I'll keep this updated in the following days.

[MakingProgress]

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@Anonymous wrote:

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@Stribe wrote:
Congrats on the new Cash+ card! The 5% for utilities and soon to be cable/internet/streaming are great perks. The 2% everyday categories can be beat by others, but still an excellent card. Is your 0% apr for purchases or just bt? Mine came with the BT offer for 12 months and the same SUB after $500.

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It's 0% BT and Purchases for 12 months

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You might want to double check that.  Mine only has 0% on BT, and the current offer on their website only shows it on BT. 

[Anonymous]

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@MakingProgress wrote:

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@Anonymous wrote:

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@Stribe wrote:
Congrats on the new Cash+ card! The 5% for utilities and soon to be cable/internet/streaming are great perks. The 2% everyday categories can be beat by others, but still an excellent card. Is your 0% apr for purchases or just bt? Mine came with the BT offer for 12 months and the same SUB after $500.

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It's 0% BT and Purchases for 12 months

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You might want to double check that.  Mine only has 0% on BT, and the current offer on their website only shows it on BT. 

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I distinctly remember it saying "Purchases and balance transfers within the first 12 billing statements" on the "offer" it had me accept after applying for the pre-approval. Even if it doesn't, makes no difference to me, I make sure to PIF anyway. I thought it was odd myself, as nowhere I've seen 0% on purchases for USB Cash+. We'll see when the paperwork comes in though, maybe it was just an internal typo of their system.

[Anonymous]

Hey AverageJoesCredit, would you elaborate on this? I'm rereading threads on US Bank specifically to uncover others thoughts and experiences. Thanks!

"Great job, excellent card and from what i understand you are creating a relationship that should open many more doors with USBank"

[Anonymous]

"Great job, excellent card and from what i understand you are creating a relationship that should open many more doors with USBank"