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US Bank Cash+ SP CLI

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Lou-natic
Established Contributor

US Bank Cash+ SP CLI

Got a 100% CLI on my Cash+ card tonight. 6th statement posted on Mar. 3rd, all 3 bureaus currently frozen.

 

USBCLI.JPG

Doubled the limit from $2,000 to $4,000. Still pretty low but it's also a 100% increase so I guess I can't be too mad about it Smiley Happy

Originally approved on 9/11/22

 

 




8/8/25
Message 1 of 17
16 REPLIES 16
M_Smart007
Legendary Contributor

Re: US Bank Cash+ SP CLI

Congrats on your Cash+ CLISmiley Happy

Message 2 of 17
SweetCreditObsession
Valued Contributor

Re: US Bank Cash+ SP CLI

Congratulations on doubling your CL with that SP CLI! Thank you for the DPs! Smiley Very Happy



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 3 of 17
nytokyobred79
Valued Contributor

Re: US Bank Cash+ SP CLI

Congrats on your 100% cli 😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 4 of 17
CYBERSAM
Senior Contributor

Re: US Bank Cash+ SP CLI

Congrats on your US Bank Cash+ SP CLI 🤑👍👍

 

I love to get SP CLI on my US Bank CC, but I'm afraid its going to be HP!

Can anyone confirm who they pull in North East?







                
Message 5 of 17
JoeRockhead
Community Leader
Super Contributor

Re: US Bank Cash+ SP CLI

Nice, congratulations on your Cash+ CLI! 

Message 6 of 17
Lou-natic
Established Contributor

Re: US Bank Cash+ SP CLI


@CYBERSAM wrote:

Congrats on your US Bank Cash+ SP CLI 🤑👍👍

 

I love to get SP CLI on my US Bank CC, but I'm afraid its going to be HP!

Can anyone confirm who they pull in North East?


You always have the option of freezing your reports if you don't want to risk a unwarranted hard inquiry on them. For years I didn't care because my credit was so bad thieves weren't going to get anything from it anyway. Now that is certainly not the case so my reports stay frosty.




8/8/25
Message 7 of 17
CreditAggie
Community Leader
Super Contributor

Re: US Bank Cash+ SP CLI

Congratulations on your US Bank Cash+ CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 17
Yasselife
Valued Contributor

Re: US Bank Cash+ SP CLI

Congratulations on your CLI approval! @Lou-natic 


Gardening since: August 11, 2025
Message 9 of 17
Stealth-1
Established Contributor

Re: US Bank Cash+ SP CLI

Congrats @Lou-natic




"If you don't stand for something, you might fall for anything."
Message 10 of 17
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