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USAA Limitless $11,000 CLI

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Gmood1
Super Contributor

USAA Limitless $11,000 CLI

It's been 180 days since apping for the Limitless. The Limitless was my lowest CC CL at $5000.

New limit $16,000. I love USAA! Total exposure with USAA now $41,000. In six more months I'm gonna try to hit that $50k ceiling. 19 inqs on EQ at the time of App. Total exposure just north of $460k. One new account in the last 45 days (Chase Amazon prime). UncleB it's your turn now! LoL

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Message 1 of 42
41 REPLIES 41
pipeguy
Senior Contributor

Re: USAA Limitless $11,000 CLI

Very nice CLI - Congrats !

Message 2 of 42
UncleB
Credit Mentor

Re: USAA Limitless $11,000 CLI

Great job, my friend!   screamer.gif

 

Leonardo-DiCaprio-Toast-Fireworks-Gif.gif

 

I was just about to say that I couldn't request a CLI yet because I didn't have the option, but I double-checked and what do you know... 'Change Credit Limit' has appeared!  Smiley SurprisedSmiley Tongue

 

I'm going to hold off a bit longer, though, since my EQ is my lowest score right now (741) and I know with the version USAA uses it will be even lower.  I'm also carrying a 0% balance on my other USAA card so their computer might not be impressed by that.  It's nice to know the option is there, though!

 

Again, huge congrats!  Smiley Very Happy

Message 3 of 42
Gmood1
Super Contributor

Re: USAA Limitless $11,000 CLI

Thanks guys! UncleB..you have more will power than I. Lol

I remember we apped for this card on the same day.

My EQ is always my lowest score. USAA doesn't seem as conservative as some of my other lenders. Honestly I think you'll be fine. But I understand. 

Message 4 of 42
AverageJoesCredit
Legendary Contributor

Re: USAA Limitless $11,000 CLI

Aint no limit too good enough for Gmood, can i get a hollaSmiley Wink

Awesome increase my friend. Come on 500k, you can do itSmiley Wink
Message 5 of 42
UncleB
Credit Mentor

Re: USAA Limitless $11,000 CLI


@Gmood1 wrote:

Thanks guys! UncleB..you have more will power than I. Lol

I remember we apped for this card on the same day.


I know... that was one great day!  Smiley Very Happy

 

I admit it's tempting, especially since I've moved my Sam's Club MC spend over to the Limitless, but so far I have a no-denial streak going back almost two years, and I don't want to break it now.  My last HP back in March was for a CLI on my other USAA card; it went from $8400 to $12k, so a little more time will hopefully make things more certain for a request on the Limitless.

 

Don't worry, though... when the time is right I plan to hit them up for a 'bump' on the Limitless for sure!  Smiley Wink

Message 6 of 42
Anonymous
Not applicable

Re: USAA Limitless $11,000 CLI

Congrats on the great CLI.  Question for you, UncleB or anyone else.  Does an ACH monthly transfer of $1K meet their direct deposit requirement?  That would be my only way to do it.  Keep coming very close to pulling the trigger for this card,

Message 7 of 42
Gmood1
Super Contributor

Re: USAA Limitless $11,000 CLI


@AverageJoesCredit wrote:
Aint no limit too good enough for Gmood, can i get a hollaSmiley Wink

Awesome increase my friend. Come on 500k, you can do itSmiley Wink

😂😂😂😂

Thanks AJC! I had a good laugh off that. I'm slowly marching towards the $500k. I could app aimlessly for some cards I have no use for and probably get there faster. I've been concentrating on increasing the ones I have though. Discover dropped off the face of the Earth with CLIs. 😂

I would love to get it up to 25 or $30k. Currently stuck at $14k for the last six months. Just not a fast growing card compared to others I've had for the same period of time. Amex, BofA, Chase, USAA and Capital one have left it in the dust!

Message 8 of 42
Gmood1
Super Contributor

Re: USAA Limitless $11,000 CLI


@Anonymous wrote:

Congrats on the great CLI.  Question for you, UncleB or anyone else.  Does an ACH monthly transfer of $1K meet their direct deposit requirement?  That would be my only way to do it.  Keep coming very close to pulling the trigger for this card,


Yes it does Irish. I initiate a transfer from one of my outside banks. It works like a charm!

Message 9 of 42
Gmood1
Super Contributor

Re: USAA Limitless $11,000 CLI


@UncleB wrote:

@Gmood1 wrote:

Thanks guys! UncleB..you have more will power than I. Lol

I remember we apped for this card on the same day.


I know... that was one great day!  Smiley Very Happy

 

I admit it's tempting, especially since I've moved my Sam's Club MC spend over to the Limitless, but so far I have a no-denial streak going back almost two years, and I don't want to break it now.  My last HP back in March was for a CLI on my other USAA card; it went from $8400 to $12k, so a little more time will hopefully make things more certain for a request on the Limitless.

 

Don't worry, though... when the time is right I plan to hit them up for a 'bump' on the Limitless for sure!  Smiley Wink


Ah I see now UncleB. I've had that increase limit text staring at me since December for my other USAA CC. 

Since the limit is already at $25k and the Limitless has made it obsolete. I just left it alone. I haven't used the other USAA CC since the Limitless showed up in the mail 6 months ago.

Message 10 of 42
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