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USAA approved!!!!

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12njoy
Super Contributor

USAA approved!!!!

Decided to hit the USAA Visa app button for the first time in 2014.  After 7 denials from USAA for a second unsecured credit card, I was approved.  $7,000 right out the gate.  Recently closed my two secured cards with USAA ($5,000 each).  Other than that, there wasn't much change in credit report.  I'm doing the happy dance Smiley Very HappySmiley Very HappySmiley Very Happy

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 33
32 REPLIES 32
FocusedAndDetermined
Senior Contributor

Re: USAA approved!!!!

Very nice - congrats!

Message 2 of 33
baller4life
Super Contributor

Re: USAA approved!!!!

Awesome! Congrats!!
Message 3 of 33
UFGuy2006
Established Contributor

Re: USAA approved!!!!

Congrats!!

Message 4 of 33
gdale6
Moderator Emeritus

Re: USAA approved!!!!

Congrats on your new card Smiley Happy

Message 5 of 33
12njoy
Super Contributor

Re: USAA approved!!!!

@Everyone,

 

These Boards are fantastic.  I only wish I had discovered them early in 2012.  You all are a great resource.  Keep up the great advice!

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 6 of 33
buc23
Established Member

Re: USAA approved!!!!

Congratulations!!! What kind of scores do you have? I have been looking to get a card with them

Message 7 of 33
12njoy
Super Contributor

Re: USAA approved!!!!

@buc23,

 

  My Equifax Faco score was 686 at time they pulled inquiry.  I have EQ credit monitoring and they sometimes give me my EQ Fico score which, in my case, seems to run about 9-14 points higher than my Faco score.  I have an auto loan with them and had two secured ($10K total on secured cards) with them.  I just closed the two secured cards in November and December 2012.  The auto loan has been open since April 2012.  I'm sure that helped considering my score isn't the greatest.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 8 of 33
MsLadyRover
Valued Contributor

Re: USAA approved!!!!

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 9 of 33
12njoy
Super Contributor

Re: USAA approved!!!!

@MsLadyRover,

 

  Thanks.  11 months and counting for that elusive Duck card.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 10 of 33
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