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USAA approved!!!!

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MsLadyRover
Valued Contributor

Re: USAA approved!!!!


@12njoy wrote:

@MsLadyRover,

 

  Thanks.  11 months and counting for that elusive Duck card.


I have the Duck card on my future list also.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 11 of 33
12njoy
Super Contributor

Re: USAA approved!!!!

@MsLadyRover,

 

  I should be set by the time my last negative ages past 24 months in November 2014.  Hopefully, they're still generous with credit limits by then.

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 12 of 33
Anonymous
Not applicable

Re: USAA approved!!!!

WOW! Nice score for a card. Feels good securing a non-secured card.
Message 13 of 33
12njoy
Super Contributor

Re: USAA approved!!!!

@Wanderer,

 

  Yes it does.  I only have one secured card left which is the USAA Visa @650.  Will just leave that open for GP.  No more secured anything for me.

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 14 of 33
coldnmn
Mega Contributor

Re: USAA approved!!!!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 15 of 33
ttrations
Valued Member

Re: USAA approved!!!!

Congrats!! How long did you keep the secured cards w/USAA before you closed them?

In the garden until Dec 2014
[email protected]
Current: TU 621, EQ 564, EX 630
Goal: 670 across the board
Wallet: Cap 1 secured and unsecured, USAA AMEX secured, NFCU secured MC, Walmart, JCP, Kohl's, Victoria's Secret, Barclays
Message 16 of 33
wreith
Frequent Contributor

Re: USAA approved!!!!

Very nice, congrats!!!

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 17 of 33
12njoy
Super Contributor

Re: USAA approved!!!!

@ttrations,

I had the secured usaa amex for 20 months and the usaa secured platnum MasterCard for 21 months. Both had credit limit of $5,000.
(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 18 of 33
-Wade-
Valued Contributor

Re: USAA approved!!!!


@12njoy wrote:

Decided to hit the USAA Visa app button for the first time in 2014.  After 7 denials from USAA for a second unsecured credit card, I was approved.  $7,000 right out the gate.  Recently closed my two secured cards with USAA ($5,000 each).  Other than that, there wasn't much change in credit report.  I'm doing the happy dance Smiley Very HappySmiley Very HappySmiley Very Happy


Congrats, nice cl

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 19 of 33
Shogun
Moderator Emeritus

Re: USAA approved!!!!

Nice card, nice limit.  Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 20 of 33
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