Unicorn Approved (Chase Sapphire Reserve) - myFICO® Forums - 6548836

myFICO® Forums

Today I was approved for my unicorn CSR ($19,600 & 22.74%). All scores are over 800. 0/12 and 1/24 new accounts. 7% Utilization. INQ: EQ: 0/12 & 2/24. EX: 0/12 & 3/24, TU: 1/12 & 1/24.

Ironically the $19,600 SL is the exact CL I had in 2007 when I burned Chase for over $19K. I applied 2 years ago (scores ~750) bue denied for 5/24. Along with yesterday's $2K Walmart approval, my total CL is about $300K which is about 2x my yearly salary.

I have been with Chase since my high school summer job in 1982. I needed an account to cash my $5 paychecks. I chose the closest bank to my house. That bank eventially merged several times into today's JM Chase.

FICO 09 MAY 22: EX 804, EQ 815, TU 820; Clean since BK7 D/C 6/2011

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Congrats on a nice CSR approval and a very long-term relationship with the House of Dimon!

Chase Sapphire Preferred Visa Sig │ $21,900

Chase Freedom Visa Sig │ $12,400 │ 5% rotator

Chase United Club Visa Infinite │ $15,000

Amex Blue Cash Preferred │ $18,000

Amex Hilton Honors Aspire │ $32,000

US Bank Altitude Go Visa Sig │ $25,000

US Bank Altitude Connect Visa Sig │ $25,000

US Bank Cash+ Visa Sig │ $20,000 │ 5% choice rotator

Elan Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $18,000

Citi Custom Cash MC │ $15,800 │ 5% choice rotator

Bank of the West Cashback World MC │ $15,000

Barclays Banana Republic Rewards World MC │ $10,000

Discover IT │ $11,000 │ 5% rotator

GS Apple MC │ $22,000

TD Bank Target Red Card │ $2,500

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $50,000

PenFed Platinum Rewards Visa Sig │ $12,000

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything @ 7.49%

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Platinum Cash Rewards Visa │ $25,000 │ 5% choice rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ 5% choice rotator

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% choice rotator

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Congrats on the Chase approval!

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thanks for including all the important data points and the interesting back story! and congradulations on your unicorn!

Cash Rewards Visa Signature | 5% bookstores, rotator+, groceries, everything else | $15,000 | Sep 2022

Freedom Flex World Elite MC | 5% rotator & cellular | $19,900 | May 2022

Sapphire Preferred Visa Signature | travel & dining | SL $16,600 | CL $22,600 | May 2021

Citi Costco Visa Signature | 4% gas & warranty | SL $6,800 | CL $13,300 | Feb 2021

Customized Cash World MC | 3% online | $5,500 | Apr 2002

Rate Advantage Visa | $8,600 @ 12.15% | Mar 1991

13Oct22 Exp F8: 812

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Congratulations on your CSR Approval!

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Congratulations on your approval! 🎉

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Congrats 👍

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Congrats on your CSR approval!

Current Cards/Loans:

Future Cards:

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Congratulations on your Chase approval!!

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Congratulations on your approval !!!

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