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Update: Approved - Lowe’s cli

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Howaboutthat
Frequent Contributor

Update: Approved - Lowe’s cli

I'm 3 days fresh off an approval from Sync so I'm hoping a cli for my Lowe's will use the same hard pull. Does anyone have any insight. 

Message 1 of 26
25 REPLIES 25
KatSoDak
Frequent Contributor

Re: Lowe’s cli

Lowes CLI have all been soft pulls for me.

FICO 8:

EQ FICO 9 - 770
EX FICO 9 - 758

Citi (2) | Discover | HSBC | BOA | NFCU (2) | WF (2) | Simmons Bank | FNBO (2) | PENFED | BBVA | US Bank | Lowes | Care Credit | Home Depot AU
Message 2 of 26
Howaboutthat
Frequent Contributor

Re: Lowe’s cli

Thanks so much, just like that got an increase but realized I asked for the wrong amount. My original sl was $3000 and I wanted to increase it to $8000 (new furnace and air) and asked for $5000. That's my new limit ($5000), can I go back and ask for more or is that not advisable. 

Message 3 of 26
M_Smart007
Legendary Contributor

Re: Lowe’s cli


@Howaboutthat wrote:

Thanks so much, just like that got an increase but realized I asked for the wrong amount. My original sl was $3000 and I wanted to increase it to $8000 (new furnace and air) and asked for $5000. That's my new limit ($5000), can I go back and ask for more or is that not advisable. 


Hi @Howaboutthat , You are probably stuck with that for now ... however you could call "credit solutions"  ...

 

ETA: Congratulations on your IncreaseSmiley Happy

Message 4 of 26
CreditMagic7
Mega Contributor

Re: Lowe’s cli


@Howaboutthat wrote:

Thanks so much, just like that got an increase but realized I asked for the wrong amount. My original sl was $3000 and I wanted to increase it to $8000 (new furnace and air) and asked for $5000. That's my new limit ($5000), can I go back and ask for more or is that not advisable. 


You might very well left money on the table.

It's not unheard of to shoot for the moon when requesting with them. They will always counter.

Message 5 of 26
Howaboutthat
Frequent Contributor

Re: Lowe’s cli

Thanks everyone, I'll try them again in a month or two. 

Message 6 of 26
gdale6
Moderator Emeritus

Re: Update: Approved - Lowe’s cli

Grats on your bump up to 5K Smiley Happy

Message 7 of 26
Anonymous
Not applicable

Re: Lowe’s cli


@Howaboutthat wrote:

Thanks so much, just like that got an increase but realized I asked for the wrong amount. My original sl was $3000 and I wanted to increase it to $8000 (new furnace and air) and asked for $5000. That's my new limit ($5000), can I go back and ask for more or is that not advisable. 


Not sure if it is advisable, but I requested 4 CLIs on my Lowes card within a 48 hour window. The first 3 were approved and the last was denied. I just received the AA letter for the last request and the reason for denial was Last credit limit increase was too recent. In my experience you can request multiple times with no negative effects. I went from 1500 to 3000 to 6000 to 15000 and then denied when I asked for (I believe) $30k.

Message 8 of 26
AllZero
Mega Contributor

Re: Lowe’s cli

Congratulations on your CLI!
Message 9 of 26
CreditAggie
Community Leader
Super Contributor

Re: Lowe’s cli

Congratulations on your Lowe's CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 26
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