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Updated with DP; PenFed Cash Rewards and Uber approvals

tag
xaximus
Valued Contributor

Re: Just got approved for Penfed cash rewards

Congrats on the approvals! What were the limits for the Disco? Any DPs for the others as well ?


Scores - All bureaus 770 +
TCL - Est. $410K
Message 11 of 13
19eighty5
Senior Contributor

Re: Just got approved for Penfed cash rewards

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 12 of 13
Anonymous
Not applicable

Re: Just got approved for Penfed cash rewards

just added some dp to first post.

 

also applied and approved for Barclay Uber. Only card I was denied in this was CSP. I am done now for the next year card wise. I just scored 5 cards since 8/25. 4 revolvers and a charge. That puts me at 5 revolvers which is what I thought I had read was best minimum amount for maximizing scores. Prior to this spree I only had a car loan and secured cu cc open. And 1 car loan closed. So I was pretty thin. 

 

Hoping now I can put a few dollars on each card and pif every month prior to statement. try for azeo or maybe aze2 since it seems that is better than az. I might play around a bit to see how my scores are affected. But now I just have to let it all age and hopefully get a car loan through NFCU or Penfed early part of the year. Also want to work on some CLI but that's not that important. I've got 2 years until I can get in with Chase but by then I might not even be interested in them.

 

By adding 5 payments a month to my reports I have to think that'll make me a lot stronger in the eyes of the banks. But who knows, they might think I'm overextended.

Message 13 of 13
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