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Just approved for the personal Venture X, with the minimum $10k starting limit. I'm happy with the outcome and there's no way I anticipate needing a higher limit for at least a few years. I can break even on the annual fee via the annual travel credit and mileage bonus, and it gives a better general earn rate for flexible miles than my Amex MS Platinum, which spending wise is only better on airfare. (I like the latter card for its other benefits though, and I can at least break even on its annual fee.)
I'm particularly happy as it marks some personal progress being made. My American credit journey started from scratch approximately six years ago. I only have an ITIN, and I have never had any loans in any category.





Congratulations on your appoval!






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Congratulations!! Great to hear of success with a wise plan.



Citi:

US Bank:

Chase:
Aven:
RH:
Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.
(July of 26) Scorecard: Clean, Thick, Mature (Always PIF)
HP's: EQ 1/6, 1/12, 7/24 | TU 1/6, 4/12, 8/24 | EX 0/6, 3/12, 10/24
New Accounts: 2/6, 8/12, 11/24
Congrats 👏
>
Congrats on your approval.
WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂
Very good. Congrats on your VX approval.






