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Venture X approval

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MisterFico
Established Member

Venture X approval

Just approved for the personal Venture X, with the minimum $10k starting limit. I'm happy with the outcome and there's no way I anticipate needing a higher limit for at least a few years. I can break even on the annual fee via the annual travel credit and mileage bonus, and it gives a better general earn rate for flexible miles than my Amex MS Platinum, which spending wise is only better on airfare. (I like the latter card for its other benefits though, and I can at least break even on its annual fee.)

 

I'm particularly happy as it marks some personal progress being made. My American credit journey started from scratch approximately six years ago. I only have an ITIN, and I have never had any loans in any category. 

 

 

Message 1 of 7
6 REPLIES 6
Jordan23ww
Senior Contributor

Re: Venture X approval

Congratulations on your appoval!

       
 


Message 2 of 7
ElvisCaprice
Established Contributor

Re: Venture X approval

Congratulations!!  Great to hear of success with a wise plan.

BofA: Citi:US Bank:Chase:Aven:RH:

Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.

(July of 26) Scorecard: Clean, Thick, Mature (Always PIF)

HP's: EQ 1/6, 1/12, 7/24 | TU 1/6, 4/12, 8/24 | EX 0/6, 3/12, 10/24

New Accounts: 2/6, 8/12, 11/24

Message 3 of 7
911gt34life
Established Contributor

Re: Venture X approval

Congrats 👏 

>
Message 4 of 7
nytokyobred79
Valued Contributor

Re: Venture X approval

Congrats on your approval. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 5 of 7
cashorcharge
Community Leader
Super Contributor

Re: Venture X approval

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Message 6 of 7
Copenix
Frequent Contributor

Re: Venture X approval

Very good. Congrats on your VX approval.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $118.8K | Utilization 0.9%

FICO 8s May 2026


Message 7 of 7
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