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WF Bilt MC approval 2500

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Anonymous
Not applicable

WF Bilt MC approval 2500

I was very apprehensive about my young file and excessive EX inquiries(11 in 1 year, 25 in 2 years!), I thought to app after 1 more inq fell(why did I apply for Sony Visa on 10/20 last year lol), but to hell with it, just cold apped(no preapproval).

 

SL could've been better but still glad I got approved on my first WF card, and rent is lower than 600 so no problem there. APR is horrendous 27.24 but I pay in full anyway. Hope to transfer rent points to airline.

 

Still havering over which travel card to app, originally thought of Barclay Red but just checking Google Flight, it isn't really that cheap. And AA is the cheapest on Expedia, but does it count, will I earn or can redeem AA miles on Expedia, not on AA or other partner website? Hawaiian Barclay bonus is 70k, etc.

 

DPs on my sig. Chase Credit Journey already reported lol, that was fast!

Message 1 of 16
15 REPLIES 15
CYBERSAM
Senior Contributor

Re: Bilt MC approval 2500

Congrats on your Bilt MC approval!🤑👍







                
Message 2 of 16
BronzeTrader
Valued Contributor

Re: Bilt MC approval 2500

Before the BILT card, the only popular card like it was the AmEx SPG card before the Marriott/SPG meger in 2018.  

 

The old SPG points could be transfered to most of the airline partners, even some of the airlines not in any alliances.  So a lot people were happy to put all non category spending on the SPG card.  We considered the 1:1 to most airline was better than the Citi DC 2% CB.  And we could top off any airline loyalty programs, so miles would not expire.  Sure things are different now.

 

So for anyone who is a serious traveler, BILT card is no brainer.  It is about the only CC that can transfer to the large travel partners.

 

 

Message 3 of 16
cashorcharge
Community Leader
Super Contributor

Re: Bilt MC approval 2500

WooHoo!! Congratulations on your Bilt Approval!!👏🏼🍾🥂

Message 4 of 16
M_Smart007
Legendary Contributor

Re: Bilt MC approval 2500

Congrats on your Approval!

Message 5 of 16
CreditAggie
Community Leader
Super Contributor

Re: Bilt MC approval 2500

Congratulations on your Bilt Mastercard approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 16
KingRue8500
Senior Contributor

Re: Bilt MC approval 2500

Congrats on your Wells Fargo Bilt MC approval




Message 7 of 16
WasteMgmt
Regular Contributor

Re: Bilt MC approval 2500

Congrats on the approval! Since you'll mostly be using the card for rent I guess the APR won't matter as much. 


CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023
Message 8 of 16
Anonymous
Not applicable

Re: Bilt MC approval 2500


@WasteMgmt wrote:

Congrats on the approval! Since you'll mostly be using the card for rent I guess the APR won't matter as much. 


Yeah and can double as travel card, can transfer those pts to airlines. Will use it for car rental too

Message 9 of 16
Stealth-1
Established Contributor

Re: Bilt MC approval 2500

Congrats! 🥂




"If you don't stand for something, you might fall for anything."
Message 10 of 16
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