cancel
Showing results for 
Search instead for 
Did you mean: 

WF Cash Wise approval after receiving the "we need to review" notification

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Regular Contributor

WF Cash Wise approval after receiving the "we need to review" notification

I was actually in the process of closing my WF accounts and decided to apply for the card before closing them (bc I read here that having an acct with them could affect things). I had $0 balances in both accounts when I applied.

 

I got the "We need to verify a few pieces of information before we can give you a credit decision" message. The page said that if I was approved, I'd be notified within 5-7 days. I called to see if they needed to verify identity or anything. They said that the underwriter needed to review something. I called later and was told that I was approved for $7,500 (my highest CL). Called back and asked if the CL could be increased. He said that I'd have to wait til it's activated. The next morning, the credit card account was added to my WF portal.

 

They pulled Experian. The rep said that he could only give me a score range: 650-700.

I have tons of late payments for student loans in my EX from 2017.

Message 1 of 12
11 REPLIES 11
Highlighted
Established Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congrats!

Chase Sapphire Reserve 18.5k
Barclays Aviator Red 4k
Citi AAdvantage Platinum Select 12k
Amazon Store Card 10k
Chase Freedom Unlimited 11.7k

Fico 8s as of 02/01/2020:




Message 2 of 12
Highlighted
Senior Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congratulations on your approval!
Message 3 of 12
Highlighted
Valued Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congratulations!



Message 4 of 12
Highlighted
Frequent Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congrats!!


Message 5 of 12
Highlighted
Valued Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congrats on your approval!!
Message 6 of 12
Highlighted
Super Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

 

Congrats!

 

Message 7 of 12
Highlighted
Valued Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congrats on your WF Cash Wise approval!

Currently: Gardening since 12/2019




Message 8 of 12
Highlighted
Established Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congratulations on your approval!!!



Message 9 of 12
Highlighted
Established Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congratulations!

AU




Starting Score: 651
Current Score: 683
Goal Score: 751

Take the myFICO Fitness Challenge
Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.