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Wayfair.com

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crrredit
Established Contributor

Wayfair.com

Got it through the SCT, although I was actually buying something, not really there to get credit. But it popped up and I went for it. Approved for $5500. I was very happy about this limit. I bought some furniture so the nice limit won't pull my  utilization % up. Soft pull so no inquiry. Only neg would be the impact it has on my AAoA. 

 

After getting the approval, I opened an online account and hit the love button. Approved for another $400. So now the limit is $5900. The only other SCT account I have is Overstock, and it's taken me a year to grow it up to $2200. 

Message 1 of 26
25 REPLIES 25
Anonymous
Not applicable

Re: Wayfair.com

Congrats!!
Message 2 of 26
Anonymous
Not applicable

Re: Wayfair.com

Congrats!!

Message 3 of 26
Loquat
Moderator Emeritus

Re: Wayfair.com

Congrats and enjoy!

Message 4 of 26
RonM21
Valued Contributor

Re: Wayfair.com

Congrats


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 26
CountryLivin
Valued Contributor

Re: Wayfair.com

Congratulations!

Message 6 of 26
Anonymous
Not applicable

Re: Wayfair.com

Congrats! I have the overstock one, but I'm not a huge fan of overstock. I LOVE wayfair so I purposely went with overstock to avoid temptation. There is a gorgeous circular patio set on wayfair that I've been drooling over on pinterest so I didn't even play myself lol.
Message 7 of 26
alextercero
Super Contributor

Re: Wayfair.com

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 8 of 26
ohreally7654
Established Contributor

Re: Wayfair.com

Big congrats OP! Fantastic SL with that card!!

Current Fico 8 Scores 11/25: TU FICO: 604 | EX FICO: 555 | EQ FICO: 548. Cap One QS Secured: $200 | Williams Sonoma Visa Signature $500 | Open Sky Secured $500 | Destiny MC $1K | Indigo MC $1K
Message 9 of 26
thummel
Established Contributor

Re: Wayfair.com

Congrats
Message 10 of 26
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