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Whoa! My first Amex! And Chase Freedom! App spree!

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joshuapd1987
Frequent Contributor

Whoa! My first Amex! And Chase Freedom! App spree!

Hi folks!

 

I've said it before, and I'll say it again... but THANK YOU for all of the advice and good vibes around here!!! Smiley Happy Now, to the good news!

 

I started with:

FP 4/11 $300

Orchard 10/11 $300

Cap1 1/13 $500

Walmart 6/13 $400

 

And as of today I've added:

Amex Plat NPSL

Amex PRG NPSL (I like te rewards of PRG and the perks of plat - worth the AF for me)

Chase Freedom 10K limit

Discover It 5-7 Day message

 

The EO at Cap1 is also looking at a SP CLI for me and added miles/rewards to my card. What an amazing day! Smiley Happy Thank you so much, all! Amex has been a goal of mine for years... YEARS. I know it's just a charge, but it's a great place to start! Smiley Happy

 

 

MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 1 of 13
12 REPLIES 12
MsLadyRover
Valued Contributor

Re: Whoa! My first Amex! And Chase Freedom! App spree!

Congratulations!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 2 of 13
oscar_actuary
Frequent Contributor

Re: Whoa! My first Amex! And Chase Freedom! App spree!

right on

 

Chase Freedom is pretty sweet, too

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 3 of 13
joshuapd1987
Frequent Contributor

Re: Whoa! My first Amex! And Chase Freedom! App spree!

Thanks guys!

 

Oscar - You like the Freedom?

 

UPDATE: Discover approved with 1.5K limit

MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 4 of 13
improvingmycredit
Valued Contributor

Re: Whoa! My first Amex! And Chase Freedom! App spree!

SUPER CONGRATS on your New Cards!!!! Well Done! Smiley Happy

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 5 of 13
joshuapd1987
Frequent Contributor

Re: Whoa! My first Amex! And Chase Freedom! App spree!


@improvingmycredit wrote:
SUPER CONGRATS on your New Cards!!!! Well Done! Smiley Happy

AHHHH thank you so much!!!! xoxoxoxo

MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 6 of 13
shakalaka
Established Contributor

Re: Whoa! My first Amex! And Chase Freedom! App spree!

Awesome Congrats



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 7 of 13
oscar_actuary
Frequent Contributor

Re: Whoa! My first Amex! And Chase Freedom! App spree!


@joshuapd1987 wrote:

Thanks guys!

 

Oscar - You like the Freedom?

 

UPDATE: Discover approved with 1.5K limit


Well, yes I do.  Chase was good enough to call me a few years ago to inquire why I was not using them much.  I told them about my 2% I get for SamsClubDiscover.  About that time they told me about Freedom.  I knew enough to know I wanted to keep the account open and saw this as a heads up.  So they switched me to Freedom and I"ve been using them semi regularly ever since.  Hard not to like $0 AF and 5% on some decent categories 2/4 qrts per yr.  Note many of my cards are rather new, as I became educated on the options here.  Nevertheless I had some decent cards, pretty much by accident, from the early part of the century.

I would like them even more if it weren't for the exceptional Discover Mall, where your % back exceeds other Malls in several stores. 

So congrats on Discover too. 

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

BofA Cash Rwrds Sig V 2013 10k; Fidelity Rewards AmEx /BofA 2013 15.4k; Chase Freedom Sig V 2002 24.1k; Chase Amazon Rwrds Sig V 2011 8k; Sam's Club MC 2002 10k; Dscvr It 2012 10k; Citi Dvdnd Plat Sel V 2013 8.9k; PenFed Plat Rwrds V 2013 20k; AmEx Blue Sky 2013 11.3k; AmEx BCP 2014 24.1k; Priceline Rwrds Sig V 2013 8.7k; PayPal Xtras GE Cap Plat MC 2012 5k

Message 8 of 13
armbenderc
Valued Contributor

Re: Whoa! My first Amex! And Chase Freedom! App spree!


@joshuapd1987 wrote:

Hi folks!

 

I've said it before, and I'll say it again... but THANK YOU for all of the advice and good vibes around here!!! Smiley Happy Now, to the good news!

 

I started with:

FP 4/11 $300

Orchard 10/11 $300

Cap1 1/13 $500

Walmart 6/13 $400

 

And as of today I've added:

Amex Plat NPSL

Amex PRG NPSL (I like te rewards of PRG and the perks of plat - worth the AF for me)

Chase Freedom 10K limit

Discover It 5-7 Day message

 

The EO at Cap1 is also looking at a SP CLI for me and added miles/rewards to my card. What an amazing day! Smiley Happy Thank you so much, all! Amex has been a goal of mine for years... YEARS. I know it's just a charge, but it's a great place to start! Smiley Happy

 

 


Score! Grats on the Discover also.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 9 of 13
joshuapd1987
Frequent Contributor

Re: Whoa! My first Amex! And Chase Freedom! App spree!

Thanks, all! And thanks for the feedback, Oscar!
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 10 of 13
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