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Why I Love NFCU - Effortless !

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Established Contributor

Re: Why I Love NFCU - Effortless !


@Saeren wrote:

Very nice, congrats!


Thank you Saeren ! I'm very happy with the results. I don't think I'll need to reallocate cl's now. 

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 5. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 11 of 39
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Established Contributor

Re: Why I Love NFCU - Effortless !


@anitx wrote:

Congratulations! 

 

I have a question - when did you CC show up on your NFCU app? Mine still isn't showing up (applied/approved online and the card still hasn't arrived). 


Thank you!

 

IIRC, it took 2-3 days for it to show up on the dashboard. My first card was expedited and arrived in 2 days. The second was sent via regular mail and took about 10 days. Did you not receive the email the next day with the card info? You had to click the agreement/disclosure button in the email to gain access to the virtual card.

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 5. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 12 of 39
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Established Contributor

Re: Why I Love NFCU - Effortless !


@angelwingz wrote:

Congratulations on your approval! 👍


Thank you Angel ! Such a cool screen name!

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 5. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 13 of 39
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Established Contributor

Re: Why I Love NFCU - Effortless !


@CreditobsessedinFL wrote:

@ocheosa wrote:

At 93/3 received 2 approvals in just over a 12 hour period. Go Navy !

Card #3 - Platinum Visa - Instant Approval - SL 25K 10.49%.

Card #2 - Platinum MC -  1/4/20 SL 20K 12.49%. Req'd +8K. Approved !

Submitted at lunchtime. Checked app 45 mins later to find it already included in the available balance.

 

 

 

 

 

 

 

 

 


 

 

 

Wow! Even for NAVY, 🤯 Mind blown, congratulations, 🎉🎈🎊🍾!!!

 


Thank you! I am very happy with NFCU!  They've been very easy to deal with especially with large transactions. Wish I could say the same about BBVA. 

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 5. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 14 of 39
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Established Contributor

Re: Why I Love NFCU - Effortless !


@ClassicMan wrote:

Congrats to you.


Thank you @ClassicMan !

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 5. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 15 of 39
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Established Contributor

Re: Why I Love NFCU - Effortless !


@Carmy03 wrote:

Congratulations! Did the platinum change from  MasterCard to visa since January? I'm going by the first one being me and the next mc.


Thank you @Carmy03 ! They have both choices available. When you apply online/app the default is the Visa. I knew I wanted two Platinums so called the day after and Customer Service easily converted my card to the Mastercard. If you know you want the Mastercard and would like early access to the account via a virtual card, call and have an Agent take your App.

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 5. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 16 of 39
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Regular Contributor

Re: Why I Love NFCU - Effortless !

I wanted to become a member of NFCU, unfortunately no army in the family Smiley Sad . Congrats!

5/27/17 Experian: 679 Equifax: 628 TransUnion: 630
Cap1 QS:600 Credit One: 600 Merrick Bank: 550 Amex: 500 JCrew: 250
Message 17 of 39
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Established Contributor

Re: Why I Love NFCU - Effortless !

Thank you @EverForward , @Steve891 and @AllZero ! Appreciate the support !

AOD FCU VS. BBVA CP. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cR VS, Plat MC, Plat Visa, CLOC. SECU MD VS. Sync: Amazon, eBay MC, Lowe's, PP MC, PPC. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's. Next: Combine and/or close 1-2 accts by EOY.
Business: Staples Commercial LOC. (My first bus acct !!)

[11/20] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 5. AAoA=6y6m, AoOA=33y3m, AoYA=5m.
2020 $200K GOAL Met !! TCL=$279K. Goal for 2021: PLOCs! Hope to add 1-2 addt'l business accounts.
Message 18 of 39
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Epic Contributor

Re: Why I Love NFCU - Effortless !

Congratulations!..

popcorn eating emoticon.gif

Message 19 of 39
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Frequent Contributor

Re: Why I Love NFCU - Effortless !


@ocheosa wrote:

@Carmy03 wrote:

Congratulations! Did the platinum change from  MasterCard to visa since January? I'm going by the first one being me and the next mc.


Thank you @Carmy03 ! They have both choices available. When you apply online/app the default is the Visa. I knew I wanted two Platinums so called the day after and Customer Service easily converted my card to the Mastercard. If you know you want the Mastercard and would like early access to the account via a virtual card, call and have an Agent take your App.


Good info. Thanks for letting me know that.

My Cards:


Future Cards:

US Bank Cash + Visa [May 2021 0/12, US Bank 1/12 Rule]
Chase Amazon Prime Rewards Visa [September 2021 4/24, Chase 5/24 Rule]
Currently: [0/6, 3/12, 9/24]
Message 20 of 39
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