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X1 CC Approval Data Points

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Gumbeelee21
Member

X1 CC Approval Data Points

Got approved for X1 CC with SCL of $23,500. My scorez are TU 781, Eq 774, Exp 772. Only did soft pull only. My income last yr was $84,600. 

Message 1 of 19
18 REPLIES 18
CYBERSAM
Senior Contributor

Re: X1 CC Approval Data Points

Congrats on your X1 Approval 🥂🤑👍

HP may come after when they ship the card to you 🤣







                
Message 2 of 19
Gumbeelee21
Member

Re: X1 CC Approval Data Points

Maybe I can keep credit locked and not get a HP!


@CYBERSAM wrote:

Congrats on your X1 Approval 🥂🤑👍

HP may come after when they ship the card to you 🤣


 

Message 3 of 19
CYBERSAM
Senior Contributor

Re: X1 CC Approval Data Points


@Gumbeelee21 wrote:

Maybe I can keep credit locked and not get a HP!


@CYBERSAM wrote:

Congrats on your X1 Approval 🥂🤑👍

HP may come after when they ship the card to you 🤣


 


You can, but they may close the card on you down the road! This is for new account, not for CLI.

Did you try to get this card with SP only? Otherwise you have a decent CC with nice SL compare to your income.







                
Message 4 of 19
Gumbeelee21
Member

Re: X1 CC Approval Data Points


@CYBERSAM wrote:

@Gumbeelee21 wrote:

Maybe I can keep credit locked and not get a HP!


@CYBERSAM wrote:

Congrats on your X1 Approval 🥂🤑👍

HP may come after when they ship the card to you 🤣


 


You can, but they may close the card on you down the road! This is for new account, not for CLI.

Did you try to get this card with SP only? Otherwise you have a decent CC with nice SL compare to your income.


yeah it was for new card, they approved with soft pull only so far. You cant beat SCL i was thinking around 12k-15k at best, I was pleasantly surprised!

Message 5 of 19
DAC213
Valued Member

Re: X1 CC Approval Data Points

Congrats! Keep your fingers crossed, folks have complained that they have gotten the CLI's decreased which caused  their credit scores to drop.

Message 6 of 19
NoMoreDebt
Senior Contributor

Re: X1 CC Approval Data Points

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 7 of 19
CreditAggie
Community Leader
Super Contributor

Re: X1 CC Approval Data Points

Congratulations on your X1 approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 19
JoeRockhead
Community Leader
Super Contributor

Re: X1 CC Approval Data Points

Very nice, congratulations on your approval! 

Message 9 of 19
Gumbeelee21
Member

Re: X1 CC Approval Data Points

Thanx for all the kudos and congrats!!

Message 10 of 19
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