X1 CC Approval Data Points

[Guyatthebeach]

Gumbeelee21,

Congratulations on your approval!

I got my HP two business days after approval via a SP.  Keep in mind that X1 takes a week to process payments and they will not  accept payments via mail. Also they have a history of declining large purchases, and their customer service is below average. 

Guyatthebeach

[Gumbeelee21]

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@Guyatthebeach wrote:

Gumbeelee21,

Congratulations on your approval!

I got my HP two business days after approval via a SP.  Keep in mind that X1 takes a week to process payments and they will accept payments via mail. Also they have a history of declining large purchases, and their customer service is below average. 

Guyatthebeach

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A week to process payments!! **bleep**!! 

[Epiki71]

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@Guyatthebeach wrote:

Gumbeelee21,

Congratulations on your approval!

I got my HP two business days after approval via a SP.  Keep in mind that X1 takes a week to process payments and they will accept payments via mail. Also they have a history of declining large purchases, and their customer service is below average. 

Guyatthebeach

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Thank you, this information is helpful. I was considering getting this card, but now I have changed my mind.

[SweetCreditObsession]

Wowser! That's a great SL. 😀

Congratulations 🎊 and thanks for those DPs.

[CYBERSAM]

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@Guyatthebeach wrote:

Gumbeelee21,

Congratulations on your approval!

I got my HP two business days after approval via a SP.  Keep in mind that X1 takes a week to process payments and they will not  accept payments via mail.😏 Also they have a history of declining large purchases, and their customer service is below average. 

Guyatthebeach

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They process my payment in a same day! You can also choose to have it deducted twice a month.

[nytokyobred79]

Congrats on the approval and strong SL. I hope that it's only a sp approval for you in the end 🙏

[babygirl1256]

Congrats on your X1 credit card approval.

[cashorcharge]

That's great!  Congratulations on your X1 approval!! 🥂🎉

[cashorcharge]

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@CYBERSAM wrote:

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@Guyatthebeach wrote:

Gumbeelee21,

Congratulations on your approval!

I got my HP two business days after approval via a SP.  Keep in mind that X1 takes a week to process payments and they will not  accept payments via mail.😏 Also they have a history of declining large purchases, and their customer service is below average. 

Guyatthebeach

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They process my payment in a same day! You can also choose to have it deducted twice a month.

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Mine too @CYBERSAM .  Credits to my account used to take days...now it's instant.  Not sure if it's a change on their end or more trust with my account.  The withdrawl from my bank account does still take a bit longer than most though