If you check other posts of mine in CC and Application sections, you'll see I was interested in the X1 Card, until they changed from SP to HP.
So in another section (Auto Finance) I documented that my vehicle which has been on order since August 2021 finally came in and I finalized the loan thru DCU just yesterday. So I am thinking now my score is going to tank when that loan starts to report to the CBs so no CCs for me anytime soon.
So what happens this morning? I get the X1 Card invite 
After 13 months of hearing nothing since being put on the list.
I got to thinking **** it, if approved I could use the extra UTIL now with the AUTO Loan.
Went thru the motions (and I gotta say, X1 makes this process painless) and....
BOOM: APPROVED for $32,500!
Sweet! 
Stats before the approval:
FICO 8 Scores: EX: 781 EQ: 798 TU: 784
NEW accounts: 1/6, 3/12, 13/24
INQs : I forget who they pull, but for each CB:
EX: 1/6, 2/12, 4/24
EQ: 0/6, 0/12, 4/24
TU: 1/6, 2/12, 6/24 (Here's hoping they don't pull TU )
Not sure who they pulled for me, because it hasn't happened yet, but I am sure it will by tomorrow.
Not sure how much use this one's going to get, but the whole process was fun, and I get a shiny new metal card 
**EDIT: Just got hit with the EX HP as of this edit (Feb 12). 2-days later, 7-point drop. Oh well 
Congrats on the Xtra X1 Utilization! ..(I personally use Macy's and Lowe's for that
)
Great SL on the X1, grats on getting it!!!
Congrats on X1 🤑
Welcome to the club 😎
@cashorcharge wrote:WOOHOO!! Congratulations on your X1 Approval!! 🎉🥂👏
What company is offering this card? I see i have an invite sitting in my mail but currently i cannot apply for any new accounts due to mortgage reasons. It says it will expire on Feb 17th. What happens if it expires? can you not apply later in the year?
Shell FCU : 5K
Congrats on your X1 approval!
