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X1 approved- SL $41k

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Anonymous
Not applicable

X1 approved- SL $41k

I signed up for the invite/code for this card in the end of November of last year (2021). Today in the morning I got the invitation email, almost 5 months later being on the waiting list. I immediately applied for it. First it asked me to verify my email address and phone number thru one time SMS.  Then it asked me to provide typical personal info like SSN, DOB and address. Then I was informed that I'm qualified for this card, and then in the end asked me about my income and to verify it by linking my bank account with Placid. I was required to provide my bank's info (Navy Federal Credit Union), and even though Placid got linked to my bank account, yet still their system asked me to send them two latest statements which I immediately emailed them. After 3 hours later I received an email that I am approved for SL $41k.

 

Score was 813 across all credit reports...one new account opened and there was only one inquiry reported in last 11 months...Utilization was less than 1%..No any debt except something under $100...I was in gardern for the last 11 months....Now wanna apply for a few more cards in next month or in May...And although I was in gardern (roaming around) for the last 11 months, I did get many CLIs during all this time thru SP.... I do appreciate each of you for contributing your inputs on this wonderful site which has helped me to achieve all this. God bless you all.

 

55604C45-88B0-40B4-9748-2992C4E9FC30.jpeg55604C45-88B0-40B4-9748-2992C4E9FC30.jpeg

 

Message 1 of 26
25 REPLIES 25
vinathi
Valued Member

Re: X1 approved- SL $41k

Congratulations.. excellent SL.. 

Message 2 of 26
Elpadrino1
Valued Contributor

Re: X1 approved- SL $41k

Congratulations on your X1 approval!!

Message 3 of 26
CYBERSAM
Senior Contributor

Re: X1 approved- SL $41k

Congrats on your approval! Awesome SL 🍻🤑👍👍







                
Message 4 of 26
CreditAggie
Community Leader
Super Contributor

Re: X1 approved- SL $41k

Congratulations on your X1 approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 26
AverageJoesCredit
Legendary Contributor

Re: X1 approved- SL $41k


@Anonymous wrote:

I enrolled for the invite/code for this card in the end of November 2021. Today I got the invite email from them. I immediately applied for it. First it asked me to verify my email address and phone number thru one time SMS.  Then it asked me to provide typical my personal credit info like SSN, DOB and address. Then I was informed that Im qualified and then in the end asked me to verify my income. I provided my main bank's info (Navy Federal Credit Union) and even though Placid got linked to my bank account, their system asked me to send them two latest statements which I immediately emailed them. After 3 hours later I received an email that I am approved for SL $41k.

 

Score is 813 across all credit reports...one new account opened and one inquiry in last 11 months...Utilization is less than 1%...Wanna apply for a few cards in April or May as I was garderning for the last 11 months...but got many CLIs during all this time thru SP.... I do appreciate each of you for contributing your inputs on this wonderful site which has helped me to achieve my credit goals. God bless you all.

 

55604C45-88B0-40B4-9748-2992C4E9FC30.jpeg55604C45-88B0-40B4-9748-2992C4E9FC30.jpeg

 


Good for youSmiley Happy. Well deservedSmiley Happy

Message 6 of 26
Red1Blue
Super Contributor

Re: X1 approved- SL $41k

Congrat @Anonymous for your X1 card approval with such a high limit. Enjoy the card.

Message 7 of 26
CloudyWeather1331
Regular Contributor

Re: X1 approved- SL $41k

Wow- what an awesome SL! Congrats Smiley Happy

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Message 8 of 26
Reviewers
Established Contributor

Re: X1 approved- SL $41k

Congrats on your $41K X1 approval!

Message 9 of 26
KLEXH25
Valued Contributor

Re: X1 approved- SL $41k

Wow! Congrats on your massive approval! Well done 👍🏼 



Message 10 of 26
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