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I signed up for the invite/code for this card in the end of November of last year (2021). Today in the morning I got the invitation email, almost 5 months later being on the waiting list. I immediately applied for it. First it asked me to verify my email address and phone number thru one time SMS. Then it asked me to provide typical personal info like SSN, DOB and address. Then I was informed that I'm qualified for this card, and then in the end asked me about my income and to verify it by linking my bank account with Placid. I was required to provide my bank's info (Navy Federal Credit Union), and even though Placid got linked to my bank account, yet still their system asked me to send them two latest statements which I immediately emailed them. After 3 hours later I received an email that I am approved for SL $41k.
Score was 813 across all credit reports...one new account opened and there was only one inquiry reported in last 11 months...Utilization was less than 1%..No any debt except something under $100...I was in gardern for the last 11 months....Now wanna apply for a few more cards in next month or in May...And although I was in gardern (roaming around) for the last 11 months, I did get many CLIs during all this time thru SP.... I do appreciate each of you for contributing your inputs on this wonderful site which has helped me to achieve all this. God bless you all.
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Congratulations.. excellent SL..
Congratulations on your X1 approval!!
Congratulations on your X1 approval!
@Anonymous wrote:I enrolled for the invite/code for this card in the end of November 2021. Today I got the invite email from them. I immediately applied for it. First it asked me to verify my email address and phone number thru one time SMS. Then it asked me to provide typical my personal credit info like SSN, DOB and address. Then I was informed that Im qualified and then in the end asked me to verify my income. I provided my main bank's info (Navy Federal Credit Union) and even though Placid got linked to my bank account, their system asked me to send them two latest statements which I immediately emailed them. After 3 hours later I received an email that I am approved for SL $41k.
Score is 813 across all credit reports...one new account opened and one inquiry in last 11 months...Utilization is less than 1%...Wanna apply for a few cards in April or May as I was garderning for the last 11 months...but got many CLIs during all this time thru SP.... I do appreciate each of you for contributing your inputs on this wonderful site which has helped me to achieve my credit goals. God bless you all.
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Good for you
. Well deserved![]()
Congrat @Anonymous for your X1 card approval with such a high limit. Enjoy the card.
Wow- what an awesome SL! Congrats ![]()
Congrats on your $41K X1 approval!
Wow! Congrats on your massive approval! Well done 👍🏼