everyday AMEX approval

jdxprs1 · ‎03-07-2017

file ch11 bk on amex back in early 90's. never thought i would get back in the door with them.

just got approved for everyday amex card with 1k limit. true fico scores are all three in the 640's.

Last app 1/2/2017.
In the garden until at least 6/2/2017.

jdxprs1 · ‎03-07-2017

just read about others having luck with double approval with amex on a single HP so i tried and was also approved for the BCE card. also 1k limit.

Got to say it was a good day....

Last app 1/2/2017.
In the garden until at least 6/2/2017.

Anonymous · ‎03-07-2017

Congrats on the double approvals!

Sunnybrook · ‎03-07-2017

Congrats on both Amex cards!

kidink1911 · ‎03-07-2017

Congratulations on your AMEX approval! Welcome to the AMEX family!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

thummel · ‎03-08-2017

Congrats on the double approvals! They will grow nicely if used well!

jdxprs1 · ‎03-08-2017

what is the best way to use them?

are there certain things i should or shouldnt charge on them?

does it matter what my balance is if i pay off every month?

Last app 1/2/2017.
In the garden until at least 6/2/2017.

AverageJoesCredit · ‎03-08-2017

Great job! I did this combo as well

. 10 years post bk7. Dont be afraid to request increase when you get the ED. They actually aporoved my request from 1k to 3k so doesnt hurt to try. Just make your payments on time and youll be good

jdxprs1 · ‎03-08-2017

What is ED?

Last app 1/2/2017.
In the garden until at least 6/2/2017.

MrsCHX · ‎03-08-2017

Congratulations OP!!

I recently received my very first AMEX and have been researching a lot. It seems like AMEX doesn't like balances carried too long. And really doesn't like balances carried with minimum payments being made.

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500