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everyday AMEX approval

jdxprs1
Frequent Contributor

everyday AMEX approval

file ch11 bk on amex back in early 90's. never thought i would get back in the door with them.

 

just got approved for everyday amex card with 1k limit. true fico scores are all three in the 640's.

Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 1 of 11
10 REPLIES 10
jdxprs1
Frequent Contributor

Re: everyday AMEX approval

just read about others having luck with double approval with amex on a single HP so i tried and was also approved for the BCE card. also 1k limit.

 

Got to say it was a good day....

Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 2 of 11
robertswife1974
Regular Contributor

Re: everyday AMEX approval

Congrats on the double approvals!  

Message 3 of 11
Sunnybrook
New Member

Re: everyday AMEX approval

Congrats on both Amex cards! 

Message 4 of 11
kidink1911
Established Contributor

Re: everyday AMEX approval

Congratulations on your AMEX approval! Welcome to the AMEX family!

 

 

 

 

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // NFCU More Rewards AMEX- $1,000 // Discover IT Chrome- $1,000 // Sunbit Visa- $1,000 // Capital One Venture- $3,550 // AMEX Cash Magnet Card- $1,000 // Venmo Credit Card- $1,200 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 623
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
Message 5 of 11
thummel
Established Contributor

Re: everyday AMEX approval

Congrats on the double approvals! They will grow nicely if used well!
Message 6 of 11
jdxprs1
Frequent Contributor

Re: everyday AMEX approval

what is the best way to use them?

 

are there certain things i should or shouldnt charge on them?

 

does it matter what my balance is if i pay off every month?

Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 7 of 11
AverageJoesCredit
Mega Contributor

Re: everyday AMEX approval

Great job! I did this combo as wellSmiley Wink. 10 years post bk7. Dont be afraid to request increase when you get the ED. They actually aporoved my request from 1k to 3k so doesnt hurt to try. Just make your payments on time and youll be goodSmiley Happy
Message 8 of 11
jdxprs1
Frequent Contributor

Re: everyday AMEX approval

What is ED?
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 9 of 11
MrsCHX
Valued Contributor

Re: everyday AMEX approval

Congratulations OP!!

 

I recently received my very first AMEX and have been researching a lot. It seems like AMEX doesn't like balances carried too long. And really doesn't like balances carried with minimum payments being made.

11/2017: EX 704 | TU 720 | EQ 672 -- Starting (2/2016): 630 | 620 | 580 -- INQs: 17 | 26 | 28 (last 6 months: 5 | 2 | 6)
AMEX Delta: $10k, Marvel: $8k, Discover IT: $7.2k, AMEX BCE: $6k, Target MC: $5k, PayPal 2%: $8k, CO QS: $2.6k, Merrick: $1.6k, Barclay's NFL Rewards: $1k, CO BuyPower: $500. And a mix of well-loved store cards.
Message 10 of 11
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