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100,000 available credit

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911gt34life
Established Contributor

100,000 available credit

I was thinking about this how many credit cards out there will allow you to have one card with 100,000 available credit 

 

so far what I seen

Bank of America max 99,000

Chase sapphire reserve 100,000

Venture X seen over 90,000

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Message 1 of 8
7 REPLIES 7
pip3man
Valued Contributor

Re: 100,000 available credit

Just wanna say $99k is absolutely NOT the max for BofA. That's a common misconception. The reality is, $99k is the max approval amount under basic underwriting. There are different approval bands and each level goes through a different approval hierarchy. You will be shocked to know how high those cards can go. So trust me $99k is a scratch on the surface. I can't emphasize how important your assets are and can be factored or influence the decisioning/approval process.

Message 2 of 8
RobertS2
Established Member

Re: 100,000 available credit

Sapphire Preferred too, per WalletHub. 

Message 3 of 8
ptatohed
Senior Contributor

Re: 100,000 available credit

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Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 4 of 8
MikeyM
Valued Member

Re: 100,000 available credit

add wells fargo active cash to the list

 

G0ZHOcT.jpeg

Message 5 of 8
dfwxjer
Established Contributor

Re: 100,000 available credit

Dang, I don't think my spending profile and income will support a six figure card. Pretty cool to see! 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 6 of 8
911gt34life
Established Contributor

Re: 100,000 available credit


@MikeyM wrote:

add wells fargo active cash to the list

 

G0ZHOcT.jpeg


I didn't think this was possible in Wells Fargo this is very good data ...  thanks for sharing 

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Message 7 of 8
911gt34life
Established Contributor

Re: 100,000 available credit

if anybody here has over 100,000 with Citi or Bank of America let me know thanks 

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Message 8 of 8
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