2% back no AF from SoFi - Data Points

[Credit12Fico]

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@macinjosh wrote:

Well, I finally got my card in the mail. Side eye to the USPS. But after 30 days, there is no more daily login bonus of 5 pts. I'm down to 1 pt per day log in. 😤

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Are you still getting the streak bonus? Watching the 12 cents add up is still addicting.

We are basically the beta testers. I'm not upset that they've cut it back, but of course I would not oppose if they increase it again.

[MoneyBurns]

It looks like no more streak bonus ... 😢

I'm okay with them giving me 2 pennies just for logging in. Free monies is free monies.

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@Credit12Fico wrote:

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@macinjosh wrote:

Well, I finally got my card in the mail. Side eye to the USPS. But after 30 days, there is no more daily login bonus of 5 pts. I'm down to 1 pt per day log in. 😤

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Are you still getting the streak bonus? Watching the 12 cents add up is still addicting.

We are basically the beta testers. I'm not upset that they've cut it back, but of course I would not oppose if they increase it again.

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[Credit12Fico]

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@MoneyBurns wrote:

It looks like no more streak bonus ... 😢

I'm okay with them giving me 2 pennies just for logging in. Free monies is free monies.

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@Credit12Fico wrote:

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@macinjosh wrote:

Well, I finally got my card in the mail. Side eye to the USPS. But after 30 days, there is no more daily login bonus of 5 pts. I'm down to 1 pt per day log in. 😤

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Are you still getting the streak bonus? Watching the 12 cents add up is still addicting.

We are basically the beta testers. I'm not upset that they've cut it back, but of course I would not oppose if they increase it again.

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That's weird. I collected a streak bonus (+5) and the login (+1) , but I login in just after midnight/early morning today to collect it. So maybe they updated the computers over night. I will report back tonight.

[Credit12Fico]

I can confirm another fact. Points for credit card spending are available to redeem about 7-10 days after the transaction. I redeem the points as soon as they post.  It doesn't seem to be tied to statement closing. 

[macinjosh]

Got my 5 point streak bonus this morning.

[Credit12Fico]

Oddly no streak bonus for me today. Just 1 point for login. I'm devastated 

[PullingMeSoftly]

Looks like the latest nerf is that the streak award resets after you get a +5.  Language on the "how to earn" screen says "streak restarts after points are earned. 

So even though I currently have 26-day streak going, no bonus points will be earned until the next set of 4 consecutive days is reached. 

[NoMoreE46]

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@CreditCuriosity wrote:

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@NoMoreE46 wrote:

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@FinStar wrote:

Thanks for sharing the link, OP.

My understanding is that TBOM is fairly conservative so it's possible that for a variety of folks who might be looking for this to be the FOTM (whenever apps are open to the masses) may end up with lower than expected SLs.  But, GOs are always welcome 😎.  I believe they pull EX.

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@FinStar ,

What is a 'GO'?

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Think he meant to say GP = Guinea pig

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@CreditCuriosity

10-4, Thanks for the clarification.

[MJ-san]

Yup. They nerfed the streak bonus to one streak bonus every 4 days (language on the rewards screen now says "4 day login streak, streak restarts after points are earned: 5"). I'll confirm tomorrow if I get the 5 points. 

Clearly they are adjusting as they go  

[Matt9543]

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@MJ-san wrote:

Yup. They nerfed the streak bonus to one streak bonus every 4 days (language on the rewards screen now says "4 day login streak, streak restarts after points are earned: 5"). I'll confirm tomorrow if I get the 5 points. 

Clearly they are adjusting as they go  

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This is exactly what's happening. And while they have every right to do it, I do find it of disappointing that within three months they're already significantly reducing the points you can early with the program. I understand they would be losing too much money but they had to have thought about this before they came out with the program