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2 more cards and 14 more to go!!

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vladrad
Contributor

2 more cards and 14 more to go!!

Discover $2.500

 

Chase Explorer (United miles) $5.000

 

My oldest card is 1 year old. Average credit history is only 5 months old and I got 8 credit cards Smiley Happy

My credit score based on ck. Here

 

What You think when I will be able to have all 22+ credit cards?

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),
Message 1 of 24
23 REPLIES 23
myjourney
Super Contributor

Re: 2 more cards and 14 more to go!!


@vladrad wrote:

Discover $2.500

 

Chase Explorer (United miles) $5.000

 

My oldest card is 1 year old. Average credit history is only 5 months old and I got 8 credit cards Smiley Happy

My credit score based on ck. Here

 

What You think when I will be able to have all 22+ credit cards?


Congrats X2

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 24
aloush11
Regular Contributor

Re: 2 more cards and 14 more to go!!

Congrats!
Message 3 of 24
Dustink
Valued Contributor

Re: 2 more cards and 14 more to go!!

Why do you want 22+ credit cards?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 4 of 24
vladrad
Contributor

Re: 2 more cards and 14 more to go!!

Thank You guys!

 

@Dustink

To be able to have A score in category Total Accounts on on CK Smiley Happy

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),
Message 5 of 24
koalablue
Frequent Contributor

Re: 2 more cards and 14 more to go!!

Congrats on the Discover and Explorer!  Check out the Discover Mall, and enjoy the bennies from the Explorer.  The free checked baggage and early boarding are great.  So you want 14 more cards - ambitious, but nothing wrong with that.  Which 14 are you looking to get?  That would help in evaluating your chances.  Best of luck!

Message 6 of 24
vladrad
Contributor

Re: 2 more cards and 14 more to go!!

Just Any with 0 or low anual fee. Smiley Happy

 

I don't plan to spend that much. I always PIF every card.

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),
Message 7 of 24
MsLadyRover
Valued Contributor

Re: 2 more cards and 14 more to go!!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 8 of 24
09Lexie
Moderator Emerita

Re: 2 more cards and 14 more to go!!

Please do not apply for 22 cards because CK says so. CK should only be used to track inq's - everything else dhould be taken with a grain of salt. That includes credit card recommendations, credit score etc. I don't mean to be blunt but there is a wealth of knowledge on this forum and anyone will tell you to not let CK be your guide.
Message 9 of 24
koalablue
Frequent Contributor

Re: 2 more cards and 14 more to go!!

You have a very nice collection of cards right now.  Wait at least 6 months before applying for anything else.  It depends on what you want out of a card, but the Amex BCP (or BCE if you're dead set on no AF) and the BofA 123 cards are both solid.  You need to let your AAoA increase though.

Message 10 of 24
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