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2019 Discover 5% Cash Back Calendar

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UncleB
Credit Mentor

Re: 2019 Discover 5% Cash Back Calendar

Now that they've done away with Wholesale clubs every quarter is redundant for me.  If the grocery quarter were later in the year that migth be good, but I'll have my BCP through May so even that's useless for me this year.

 

At least if I take advantage of a 0% BT offer I won't have to worry about needing the card for a purchase.  Smiley Indifferent

Message 21 of 49
kdm31091
Super Contributor

Re: 2019 Discover 5% Cash Back Calendar

Nothing exciting here. Mostly still be in the SD.
Message 22 of 49
Anonymous
Not applicable

Re: 2019 Discover 5% Cash Back Calendar

Same thoughts. Im disappointed no wholesale club. Im in my first year and was looking forward to one more quarter of double cashback on my BJs purchases. *sigh*
Message 23 of 49
UpperNwGuy
Valued Contributor

Re: 2019 Discover 5% Cash Back Calendar


@Anonymous wrote:
Same thoughts. Im disappointed no wholesale club. Im in my first year and was looking forward to one more quarter of double cashback on my BJs purchases. *sigh*

I'm confused.  Why would you expect Discover to have a wholesale quarter when the largest wholesaler, Costco, only takes Visa?

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 24 of 49
Anonymous
Not applicable

Re: 2019 Discover 5% Cash Back Calendar

Maybe I am misreading your comment but it seems a little pissy. I don't know why you're confused given the fact that Discover has had wholesale clubs as a category for 2 of the 4 quarters for at least the last 2 years. You know there are other wholsale clubs besides Costco right?
Message 25 of 49
Anonymous
Not applicable

Re: 2019 Discover 5% Cash Back Calendar

Cuz wholesale comes up on It like once a year on avg

@tmdblueyes I think he didn't know that wholesale has been on It regularly
Message 26 of 49
Anonymous
Not applicable

Re: 2019 Discover 5% Cash Back Calendar

Seems very basic rewards for each quarter.  Chase Freedom at least has been doing 3 categories per quarter to add some variety.  With the removal of Discover Deals as well, not sure what Discover is heading towards.

Message 27 of 49
NRB525
Super Contributor

Re: 2019 Discover 5% Cash Back Calendar

These categories are useful, good for everyday spend where you don’t have to worry too much.

The 5% reward rate can be enhanced a little more by the gift card deals. Several offer more value back than what you pay for them out of your Discover reward funds, making the likely return a little more than 5% on the original spend.
Message 28 of 49
SBR249
Established Contributor

Re: 2019 Discover 5% Cash Back Calendar


@UpperNwGuy wrote:

@Anonymous wrote:
Same thoughts. Im disappointed no wholesale club. Im in my first year and was looking forward to one more quarter of double cashback on my BJs purchases. *sigh*

I'm confused.  Why would you expect Discover to have a wholesale quarter when the largest wholesaler, Costco, only takes Visa?


Because Costco still accepts Discover/MC/Visa for online purchases including online purchases of Costco cash cards. I've been buying Costco cash cards during both of the quarters that the Wholesale Club category has come up on Discover in 2018. 

Message 29 of 49
kilroy8
Super Contributor

Re: 2019 Discover 5% Cash Back Calendar

I get cashback match and will max out quarters 1 and 2. 10% baby.

Message 30 of 49
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