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i searched around a little and didn't find any data points on Elan credit platinum cards. Only found a mega thread on the 5% cashback compared to US Bank cash back rewards. I found these cards through my local banks. Has anyone applied for these? Would these cards be a little loose on the approval since it doesnt come with cash back rewards? Any help is appreciated! Thank you!
Deerwood Bank
ThinkBank
I don't think many people have tried their hand at getting any of the Elan backed Platinum cards as many of us (myself included) have chased after the MCP (5% cashback card).
You would be the first that I know of on this forum to test these waters.
likely lower limit on said cards as appears to be case on anything 15+ months then you put us bank/elan into mix and likely end up with a 4k or whatever two years 0% apr card which likely is useless for most people
@CreditCuriosity wrote:likely lower limit on said cards as appears to be case on anything 15+ months then you put us bank/elan into mix and likely end up with a 4k or whatever two years 0% apr card which likely is useless for most people
I have not applied for this Platinum nor anything for some time. I was thinking the same way CreditCuriosity does. For me, the Chase Slate comes to mind and although I have not research that particular card on these boards 😅 usually low CLs is what I have come across.
One thing to note is that for future reference I did bookmark Aim_High's thread that contains a big list of banks and CUs which some advertise the 24 month 0% off. You can find the list in post numbers 2 and 3.