@masscredit wrote:I recieved an auto CLI after 3 months (From $600. - $700.). I waited a few months then called, denied. Waited a few more months, denied and I believe I was denied one more time. In the mean time my other cards keep going higher (well, expect for JCP). My one year anniverary with Walmart will be in a few days. Let's see if they give me a gift. If not, I'll be calling to have them throughly look at my account and tell me why. I've used the card maybe 8 out of 11 months. Paid more than the minimum and pay it off sometimes. Currently at $0.00. Their lack of experience with the current credit line isn't working for me now. That's what they told me the other few times.
If I don't get a CLI this time, I'm going to say...
"ok".
Then crawl back into my corner and be happy to view my TU score for free
Seriously though, I'm really going to plead my case this time.
Was this the same outcome everytime with using the Credit Solutions line or a combination of the online CLI button and CS/atuomated phone prompts?
@FinStar wrote:
@masscredit wrote:I recieved an auto CLI after 3 months (From $600. - $700.). I waited a few months then called, denied. Waited a few more months, denied and I believe I was denied one more time. In the mean time my other cards keep going higher (well, expect for JCP). My one year anniverary with Walmart will be in a few days. Let's see if they give me a gift. If not, I'll be calling to have them throughly look at my account and tell me why. I've used the card maybe 8 out of 11 months. Paid more than the minimum and pay it off sometimes. Currently at $0.00. Their lack of experience with the current credit line isn't working for me now. That's what they told me the other few times.
If I don't get a CLI this time, I'm going to say...
"ok".
Then crawl back into my corner and be happy to view my TU score for free
Was this the same outcome everytime with using the Credit Solutions line or a combination of the online CLI button and CS/atuomated phone prompts?
Don't remember if I tried the love button before calling credit solutions. I believe I've spoken to them at least twice.
Does it matter if you use the love button before calling? I'm thinking about doing that first and if denied, then giving them a call. Same with JCP. That $200. limit isn't doing much for me.
@masscredit wrote:
@FinStar wrote:
@masscredit wrote:I recieved an auto CLI after 3 months (From $600. - $700.). I waited a few months then called, denied. Waited a few more months, denied and I believe I was denied one more time. In the mean time my other cards keep going higher (well, expect for JCP). My one year anniverary with Walmart will be in a few days. Let's see if they give me a gift. If not, I'll be calling to have them throughly look at my account and tell me why. I've used the card maybe 8 out of 11 months. Paid more than the minimum and pay it off sometimes. Currently at $0.00. Their lack of experience with the current credit line isn't working for me now. That's what they told me the other few times.
If I don't get a CLI this time, I'm going to say...
"ok".
Then crawl back into my corner and be happy to view my TU score for free
Was this the same outcome everytime with using the Credit Solutions line or a combination of the online CLI button and CS/atuomated phone prompts?
Don't remember if I tried the love button before calling credit solutions. I believe I've spoken to them at least twice.
Does it matter if you use the love button before calling? I'm thinking about doing that first and if denied, then giving them a call. Same with JCP. That $200. limit isn't doing much for me.
IMO, and others would probably chime in, just contact Credit Solutions when considering a CLI for your various GECRB CCs. Now, of course they'll check the elegibility for each account as well as your income and do a SP -- the likelyhood for CLI would fare better than the love button (of course YEMV). Another item to keep in mind, check your CRs if you haven't done so in a while to see how your scores line up and any other items that may need improvement from your file.
Took me almost 10 months to get a Wally CLI
Yes GE is strange.. I've used my Lowes card once or twice as long as I've had it and my CL is 6k.. started at 300->3300>6000. LOL makes no sense does it?
About 3 months I was getting CLI like crazy in all my GE backed cards
Wally 200>500> 1000.1500
PayPal Smart Connect 200>600>1500
Amazon Store Card 300>1500
JC Penny 200>500
All of them the same months multiple Credit solutions calls and lots of love. I would use the card a little bit, then PIF
I then started to carry little ballance, less than 20% and
After that ZERO, NADA. NO CLI's
I guess they dont like me anymore, or they dont like me carrying balances...
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
@missjae wrote:
@WallyxD wrote:I'm not sure what's been up with GE lol. After two statements for my Walmart CC, they auto cli'd me. It went from $400 to $1050. The fourth statement has come, and I was denied the CLI. As far as my AE Visa goes, my fourth statement just hit today, and I was denied again. Mind you, I haven't used my AE Visa in a couple of months because I've been trying to pay down the balance, but I thought as long as a balance was reported then I'd be okay?
You aren't the only one. I just requested CLI's on all my GE cards. On some of them I got them, some I didn't. I don't feel like calling credit solutions cause it's not a big deal. It was wierd though because I have two walmart cards and was declined on a CLI on my oldest account (requested 1st) and approved on the newer account, which was requested second. Both have a zero balance and haven't been used in months. I don't get it.
No dice here either.
I've read all about GE and their 4 month increases... No luck after 4 and 5 months... Calling India Credit Solutions didn't make any difference. I use my cards for up to $100 a month and PIF.
I've been told to carry large balances to get CLI... No thanks.
I did get a Walmart auto CLI last week after my 6th statement... $100.
I guess I should be excited?
