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AMEX 181 Day Auto CLI?

Regular Contributor

AMEX 181 Day Auto CLI?

Ok, I thought I would ask the question before doing anything. I have read on the forum that AMEX is like CLOCKWORK, does an Auto CLI at 181 days or is it you can request a CLI at 181 days? Currently, I have the AMEX Delta Gold and AMEX Everyday both at $1k... I would love a bump on the CL for my AMEX Everyday as it's at 189 days and not seen any movement... 

 

Any guidance would be appreciated...

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


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11 REPLIES 11
Established Contributor

Re: AMEX 181 Day Auto CLI?

It is not automatic. I recommend you requesting it. It does not hurt and you do not get a hard inquiry.


Message 2 of 12
Regular Contributor

Re: AMEX 181 Day Auto CLI?


@PointsBonus wrote:
It is not automatic. I recommend you requesting it. It does not hurt and you do not get a hard inquiry.

Thanks... Any idea on an amount that might get approved... On $1k now

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 3 of 12
Community Leader
Mega Contributor

Re: AMEX 181 Day Auto CLI?

Probably only 2x the limit. 3x every 181 after that.







Message 4 of 12
Frequent Contributor

Re: AMEX 181 Day Auto CLI?

I got my first auto cli at around the first year mark. It was around 3X (from 3k to 9k)....but I was putting pretty consistent spend on the card of over $500 a month during that time.

Message 5 of 12
Community Leader
Super Contributor

Re: AMEX 181 Day Auto CLI?

OP
I would ask for $3K, especially if you hadn’t asked for anything at your 61-day mark and your scores have remained the same or increased.

Keeping my fingers crossed.

DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 6 of 12
Community Leader
Mega Contributor

Re: AMEX 181 Day Auto CLI?

No autos unless you are super lucky. 3x is always recommended when you ask, unless you already have super high limit. They usually give it or counter if you are eligble to receive one.
Message 7 of 12
Senior Contributor

Re: AMEX 181 Day Auto CLI?


@TverTrekker wrote:

Ok, I thought I would ask the question before doing anything. I have read on the forum that AMEX is like CLOCKWORK, does an Auto CLI at 181 days or is it you can request a CLI at 181 days? Currently, I have the AMEX Delta Gold and AMEX Everyday both at $1k... I would love a bump on the CL for my AMEX Everyday as it's at 189 days and not seen any movement... 

 

Any guidance would be appreciated...



American Express CLIs are not automatic and they are also not like "clockwork."  You are eligible to request a CLI every 180 days but they can, and occassionally are, denied if Amex thinks your current credit line is sufficient.  The maximum CLI Amex will increase is 3X your current limit.  Also note that you can only apply for an increase on one card every 180 days.





Message 8 of 12

Re: AMEX 181 Day Auto CLI?

Hold up. You can request a CLI from AmEx after 60 days?
Message 9 of 12
Community Leader
Super Contributor

Re: AMEX 181 Day Auto CLI?

Message 10 of 12
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