AMEX Regret

[WhiteCollar]

I was super excited to find out that I was pre-approved for a few Amex cards a few months ago. I decided to go with the AMEX Delta Gold. I was excited just to have my foot in the door with AMEX for the first time ever. I was approved for a $1k SL. Now I'm about 3 months in and I don't really see the value in having this card. The SUB of 50k miles was nice but that's it. Kind of wish I would have gotten the BCP. It's a more useful card.

[UpperNwGuy]

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@WhiteCollar wrote:

I was super excited to find out that I was pre-approved for a few Amex cards a few months ago. I decided to go with the AMEX Delta Gold. I was excited just to have my foot in the door with AMEX for the first time ever. I was approved for a $1k SL. Now I'm about 3 months in and I don't really see the value in having this card. The SUB of 50k miles was nice but that's it. Kind of wish I would have gotten the BCP. It's a more useful card.

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Airline cards are not known for being "useful."  They have two primary values:  the signup bonus and the perks (first bag free, early boarding, etc).  The BCP, on the other hand is good for earning rewards from ongoing spending.

[WhiteCollar]

@UpperNwGuy  Lesson learned. This card will most likely go in my sock drawer. 

[Anonymous]

I suggest product changing the card to no fee Amex Delta Blue after annual fee posts next year.

[MudkipsRKooL]

you gotta think positive at least it's not your oldest credit card like Credit One or First Premiere where if you close it you would lose AAoA and drop 10-20 points so are forced to pay $99/year. You can always downgrade after paying the AF next year.

[Rudy1]

I also went with the Delta Gold American Express you may regret it I don't 50k for me is a lot as I am traveling all the time The card has earned me quite a bit of miles as it is one of my primary cards. I also think that this card has helped me get my foot in with Amex as you said. One perk I can think of that comes with this card vs the blue is first bag free and a $100 flight credit though I suppose this may not really benfit people who don't travel a ton.

[Loquat]

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@Anonymous wrote:

I suggest product changing the card to no fee Amex Delta Blue after annual fee posts next year.

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Product changing removes the ability to ever get the sub on the card.  I would much rather close the card than to close myself out of the opportunity to get the sub on the card.  

[AverageJoesCredit]

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@WhiteCollar wrote:

I was super excited to find out that I was pre-approved for a few Amex cards a few months ago. I decided to go with the AMEX Delta Gold. I was excited just to have my foot in the door with AMEX for the first time ever. I was approved for a $1k SL. Now I'm about 3 months in and I don't really see the value in having this card. The SUB of 50k miles was nice but that's it. Kind of wish I would have gotten the BCP. It's a more useful card.

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No regerts

[Brian_Earl_Spilner]

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@Rudy1 wrote:

I also went with the Delta Gold American Express you may regret it I don't 50k for me is a lot as I am traveling all the time The card has earned me quite a bit of miles as it is one of my primary cards. I also think that this card has helped me get my foot in with Amex as you said. One perk I can think of that comes with this card vs the blue is first bag free and a $100 flight credit though I suppose this may not really benfit people who don't travel a ton.

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This.

It has been worth it for me just for the checked baggage and early boarding. On southwest, no matter how early I pre-board, I always end up in a latter group and my carry-on has to sit a few rows behind me meaning I have to wait for everyone to get off before I can go get it. With my Delta, it sits with me in comfort+ and I'm on and off the plane quickly. On top of that, despite having a smaller SUB than you, I've already gotten 4 free flights out of it with less travel than I normally do.

[AverageJoesCredit]

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@WhiteCollar wrote:

@UpperNwGuy  Lesson learned. This card will most likely go in my sock drawer. 

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lol, actually not really a lesson. You were looking for a "way in" and its common knowledge here on myFico, that this is, more or less, the easiest card to get. Getting a 50k SUB is a sufficient way to start off your Amex career lol so  no worries there. The card will have served its purpose in establishing you with Amex. Just dont go closing it before 12 months🤯