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AMEX Triple pull..

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WallyxD
Frequent Contributor

AMEX Triple pull..

I just purchased my EQ report and found out that AMEX pulled them when I apped for their green charge card.  They also pulled TU and EX because I got the CK and CS alerts.  Regardless of the triple pull, I was denied..

 

Has anyone else been triple pulled by AMEX and still wasn't approved?

 

When I receive the denial letter in the mail, I'll be sure to update you guys with the reasons as to why I was denied.

AE CC: $1,050 | AEO Visa: $1,890 | Cap1 QS: $2,100 | Chase Freedom: $1,000 | Citi Forward: $1,500 | Citi Double Cash: $1,000 | Discover iT: $500 | GameStop: $1,650 | Overstock: $1,700 | PayPal Smart Connect: $1,500 | Walmart $2,200

TU (Discover): 663 | EQ (Citi): 651
Message 1 of 21
20 REPLIES 20
myjourney
Super Contributor

Re: AMEX Triple pull..

Did you recon?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 21
WallyxD
Frequent Contributor

Re: AMEX Triple pull..


@myjourney wrote:

Did you recon?


Well yes, I just got off the phone with them (person I spoke to was british, I so wish i had a british accent haha) and she submitted the request to have the application further reviewed and that it usually takes two business days so for me to give them a call back on Monday.  She said she has her fingers crossed, I do too.  On a side note, aren't charge cards usually NPSL? If so, I don't want to get overexcited because I'm sure my income was the biggest factor, though they didn't state that as a reason.. Smiley Indifferent

AE CC: $1,050 | AEO Visa: $1,890 | Cap1 QS: $2,100 | Chase Freedom: $1,000 | Citi Forward: $1,500 | Citi Double Cash: $1,000 | Discover iT: $500 | GameStop: $1,650 | Overstock: $1,700 | PayPal Smart Connect: $1,500 | Walmart $2,200

TU (Discover): 663 | EQ (Citi): 651
Message 3 of 21
myjourney
Super Contributor

Re: AMEX Triple pull..


@WallyxD wrote:

@myjourney wrote:

Did you recon?


Well yes, I just got off the phone with them (person I spoke to was british, I so wish i had a british accent haha) and she submitted the request to have the application further reviewed and that it usually takes two business days so for me to give them a call back on Monday.  She said she has her fingers crossed, I do too.  On a side note, aren't charge cards usually NPSL? If so, I don't want to get overexcited because I'm sure my income was the biggest factor, though they didn't state that as a reason.. Smiley Indifferent


My fingers are crossed on both hands for you too

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 21
youngandcreditwrthy
Senior Contributor

Re: AMEX Triple pull..

I got denied in 2011 w a triple pull. Heh.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 21
charleeislegend
Regular Contributor

Re: AMEX Triple pull..

i got triple pulled for my PRG, but i got an instant approval though Smiley Very Happy

Credit Karma (TU) : 810 Discover FICO (TU): 805 Credit Sesame (EX): 805 myFICO (EQ) - 791
Amex Simplycash Business - $15000 Citi Costco - $12000 Citi Double Cash - $10000 Discover IT - $12000 Chase Sapphire Reserve - $32000
Message 6 of 21
shakalaka
Established Contributor

Re: AMEX Triple pull..

If you are broderline, they almost always triple pull for the first card. Same here, next card was only EX.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 7 of 21
WolfMan
Regular Contributor

Re: AMEX Triple pull..

Yeah, Back in Jan, I applied... Triple pulled... Then I recon'd... Triple Pulled again... Then still declined. 

I did finally try again a couple months later, and got approved without a recon. Smiley Happy

 

Message 8 of 21
LS2982
Mega Contributor

Re: AMEX Triple pull..


@WallyxD wrote:

I just purchased my EQ report and found out that AMEX pulled them when I apped for their green charge card.  They also pulled TU and EX because I got the CK and CS alerts.  Regardless of the triple pull, I was denied..

 

Has anyone else been triple pulled by AMEX and still wasn't approved?

 

When I receive the denial letter in the mail, I'll be sure to update you guys with the reasons as to why I was denied.


Looks like they considered your file borderline and pulled all 3 instead of just EX. Sorry to hear about your denial.




EQ FICO 548 3/3/16
Message 9 of 21
LS2982
Mega Contributor

Re: AMEX Triple pull..


@WolfMan wrote:

Yeah, Back in Jan, I applied... Triple pulled... Then I recon'd... Triple Pulled again... Then still declined. 

I did finally try again a couple months later, and got approved without a recon. Smiley Happy

 


You got 6 HP's and no card?????




EQ FICO 548 3/3/16
Message 10 of 21
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