AMEX - spending behavior and CLI

[CS800]

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@Anonymous wrote:

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@CS800 wrote:

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@seiyafan wrote:

Initial was 2k, on the 61th day I asked for 3x and they gave me 6k (thanks to people here)

So 25k is the limit without selling my kidney to AMEX?

I have 1 month left for me to reach the 61 day limit. My BCE is currently at $4k

SO far I have spent about $1000 on the BCE and pif. The only thing Im unsure is whether I should have a balance when i ask for the CLI or have a 0 balance.

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i have 1 day left too to the 61 days on my blue,, (tomorrow) and mine is at 4k too

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Are you going for the CLI?

Full 3X

[CS800]

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@nada9188 wrote:
Same here cs. Op did you have a balance when you asked for your 9x cli?

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Max is 3X

Goal is to be maximum at $25k

[Anonymous]

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@CS800 wrote:

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@Anonymous wrote:

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@CS800 wrote:

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@seiyafan wrote:

Initial was 2k, on the 61th day I asked for 3x and they gave me 6k (thanks to people here)

So 25k is the limit without selling my kidney to AMEX?

I have 1 month left for me to reach the 61 day limit. My BCE is currently at $4k

SO far I have spent about $1000 on the BCE and pif. The only thing Im unsure is whether I should have a balance when i ask for the CLI or have a 0 balance.

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i have 1 day left too to the 61 days on my blue,, (tomorrow) and mine is at 4k too

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Are you going for the CLI?

Full 3X

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hell yes,, it will b bitter sweet tho,, i really feel bad for LS

[CS800]

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@Anonymous wrote:

hell yes,, it will b bitter sweet tho,, i really feel bad for LS

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Same here, he will get there but the declines are like a stab in the back sometimes when you're trying hard

[tntexans72]

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Thats what i have heard

I have 1 month left for me to reach the 61 day limit. My BCE is currently at $4k

SO far I have spent about $1000 on the BCE and pif. The only thing Im unsure is whether I should have a balance when i ask for the CLI or have a 0 balance.

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I had a $1000 balanced on my SPG when requesting the CLI at 61 days and it was approved. But YMMV....GL.

[Creditaddict]

If you are at 6k now, I would ask to go to 18k at 6 months from the 61 day mark.  You can request right online or through automated phone, you do not need to speak to anyone and they will not HP for CLI.  And if you have a purpose to spend 3k a month and can pay it off I would charge 3k. If you want 25k I would assume this is probably your primary card, charge everything and anything you can and continue to PIF and you will be rewarded I bet.

[CS800]

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@tntexans72 wrote:

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Thats what i have heard

I have 1 month left for me to reach the 61 day limit. My BCE is currently at $4k

SO far I have spent about $1000 on the BCE and pif. The only thing Im unsure is whether I should have a balance when i ask for the CLI or have a 0 balance.

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I had a $1000 balanced on my SPG when requesting the CLI at 61 days and it was approved. But YMMV....GL.

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Did you get the full 3X with this balance?

[seiyafan]

Is there a clear correlation between your income and credit line? I remember when I did the first CLI over the phone I needed to key in my income then a few seconds later the automated voice told me it had been approved. 

[seiyafan]

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@nada9188 wrote:
Same here cs. Op did you have a balance when you asked for your 9x cli?

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I think it was very low, maybe 0, I don't remember now. 

[CS800]

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@seiyafan wrote:

Is there a clear correlation between your income and credit line? I remember when I did the first CLI over the phone I needed to key in my income then a few seconds later the automated voice told me it had been approved. 

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I think there might be but i might be wrong.

Does this mean to reach that magical $25 one needs to make like X amount of $$ or have an DTI lower than Y.

Would be good to hear from the others who have already gone through this. Ray ??