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AMEX updating FICO scores more frequently

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Anonymous
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AMEX updating FICO scores more frequently

It seems that they are updating every week to two weeks, or maybe when some change to the file occurs.  It used to happen just once a month.  I have had several this month.  708 705 701 700 704.  My BCE hasn't reported yet to the bureaus but my new car loan has.  Soon I will have a student loan paid off that was taken out last year.  It was discharged due to disability.

Message 1 of 6
5 REPLIES 5
Anonymous
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Re: AMEX updating FICO scores more frequently

I think they are just SPing you for a particular eason...may be the new acct. I'm still getting SP'd just once a month.

Message 2 of 6
Anonymous
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Re: AMEX updating FICO scores more frequently

hmm, they didn't do that when I got an everyday card last year...but maybe the churn triggered their scope...they also moved the line from the everyday to the BCE and I closed the everday...oh well, they already paid the sign up bonus and I'm paying the card balance down to near zero...

Message 3 of 6
Anonymous
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Re: AMEX updating FICO scores more frequently

They SP me once a month. Now they have this stupid score animation that starts from 0.

Message 4 of 6
Anonymous
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Re: AMEX updating FICO scores more frequently

My score last updated on June 25th, which was 4 days after I was approved for the card.  2 days from now it will have been a month since approval, so I'd guess I'll receive an update in 2-5 days give or take.

Message 5 of 6
Anonymous
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Re: AMEX updating FICO scores more frequently

Its pretty erratic how they update scores. For awhile it was the 2nd of every month, then the 18th, then the 21st, and now back to the 18th. Except this month they still havent updated it yet.

 

I've noticed on CLI attempts and CC apps that they use the same date for their credit report review. I've been waiting for this month to update to try to another CLI.

Message 6 of 6
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