AOD Visa Siggy Discussion Thread

[Wavester64]

Not sure what I am doing wrong, but I cannot get the app on android to work for AOD.

I can get the online website to work on phone and PC, but not the app. It keeps saying I am putting
in the wrong e-link ID or password.

[Anonymous]

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@Wavester64 wrote:

Not sure what I am doing wrong, but I cannot get the app on android to work for AOD.

I can get the online website to work on phone and PC, but not the app. It keeps saying I am putting
in the wrong e-link ID or password.

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Is eLink case sensitive? Check and see if your username is upper or lowercase. Also, that app will only let you see AOD deposit accounts. You need the AOD card controls app to be able to see transactions or make payments and that has a separate registration you do with your card number. 

[Anonymous]

Went into my PayPal and canceled the auto to NEABA before the 13th came up for me. 

[Revelate]

I guess we'll see how it plays out.

I've only ever applied for 3 FOTM or near FOTM cards since I've been on this forum.

1) Zync in 2012, they shut apps down two months later IIRC

2) CSR, not sure this really counts and I was denied at 6/24 and wound up PCing to it anyway.

3) This AOD card.

I put in the app right after the mortgage closed, I only asked for 10K because I can't see needing to make more than a 9K payment on literally anything... and their system came back with something like 7.39% APR.

This card is just insane.  We'll see if I get through their gauntlet of membership requirements, was still scratching my head that I couldn't seem to transfer money to fund the share account with an ACH or siimilar but maybe I missed something in their interface or misread on the application.  Go go counter checks.

[Anonymous]

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@Revelate wrote:

I guess we'll see how it plays out.

I've only ever applied for 3 FOTM or near FOTM cards since I've been on this forum.

1) Zync in 2012, they shut apps down two months later IIRC

2) CSR, not sure this really counts and I was denied at 6/24 and wound up PCing to it anyway.

3) This AOD card.

I put in the app right after the mortgage closed, I only asked for 10K because I can't see needing to make more than a 9K payment on literally anything... and their system came back with something like 7.39% APR.

This card is just insane.  We'll see if I get through their gauntlet of membership requirements, was still scratching my head that I couldn't seem to transfer money to fund the share account with an ACH or siimilar but maybe I missed something in their interface or misread on the application.  Go go counter checks.

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They'll offer to take a debit card when they reach out to do the membership. Good luck on the app! 👍 

[Anonymous]

Got denied for the signature card last month with 688 score - upped it to 797 by getting an early deletion of an old chargeoff (last derog other than recent late payment)

Odds of approval for 15k?

[Mv350]

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@Anonymous wrote:

Got denied for the signature card last month with 688 score - upped it to 797 by getting an early deletion of an old chargeoff (last derog other than recent late payment)

Odds of approval for 15k?

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All depends on what else is in your profile, how's you DTI?

[AverageJoesCredit]

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@Anonymous wrote:

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@Revelate wrote:

I guess we'll see how it plays out.

I've only ever applied for 3 FOTM or near FOTM cards since I've been on this forum.

1) Zync in 2012, they shut apps down two months later IIRC

2) CSR, not sure this really counts and I was denied at 6/24 and wound up PCing to it anyway.

3) This AOD card.

I put in the app right after the mortgage closed, I only asked for 10K because I can't see needing to make more than a 9K payment on literally anything... and their system came back with something like 7.39% APR.

This card is just insane.  We'll see if I get through their gauntlet of membership requirements, was still scratching my head that I couldn't seem to transfer money to fund the share account with an ACH or siimilar but maybe I missed something in their interface or misread on the application.  Go go counter checks.

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They'll offer to take a debit card when they reach out to do the membership. Good luck on the app! 👍 

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@Anonymous  and @Revelate  i was offered the ability to pay with a Visa had i continued with membership fyi. My person was Wanda. 

[Anonymous]

$0 debt $140,000 income although i have a pretty thin file

[Eagered2succeed]

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@Anonymous 

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 Your score and income warrant it especially if your dti is very low. Don't see why you wouldn't get it as long as you don't have a lot of new accounts you should be golden.