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AOD Visa Siggy Discussion Thread

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Established Contributor

Re: AOD Visa Siggy Discussion Thread

Not sure what I am doing wrong, but I cannot get the app on android to work for AOD.

 

I can get the online website to work on phone and PC, but not the app. It keeps saying I am putting
in the wrong e-link ID or password.






Potential Future Cards

Message 71 of 536
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Super Contributor

Re: AOD Visa Siggy Discussion Thread


@Wavester64 wrote:

Not sure what I am doing wrong, but I cannot get the app on android to work for AOD.

 

I can get the online website to work on phone and PC, but not the app. It keeps saying I am putting
in the wrong e-link ID or password.


Is eLink case sensitive? Check and see if your username is upper or lowercase. Also, that app will only let you see AOD deposit accounts. You need the AOD card controls app to be able to see transactions or make payments and that has a separate registration you do with your card number. 



Message 72 of 536
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Regular Contributor

Re: AOD Visa Siggy Discussion Thread

Went into my PayPal and canceled the auto to NEABA before the 13th came up for me. 

Message 73 of 536
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Moderator Emeritus

Re: AOD Visa Siggy Discussion Thread

I guess we'll see how it plays out.

 

I've only ever applied for 3 FOTM or near FOTM cards since I've been on this forum.

 

1) Zync in 2012, they shut apps down two months later IIRC

2) CSR, not sure this really counts and I was denied at 6/24 and wound up PCing to it anyway.

3) This AOD card.

 

I put in the app right after the mortgage closed, I only asked for 10K because I can't see needing to make more than a 9K payment on literally anything... and their system came back with something like 7.39% APR.

 

This card is just insane.  We'll see if I get through their gauntlet of membership requirements, was still scratching my head that I couldn't seem to transfer money to fund the share account with an ACH or siimilar but maybe I missed something in their interface or misread on the application.  Go go counter checks.




        
Message 74 of 536
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Super Contributor

Re: AOD Visa Siggy Discussion Thread


@Revelate wrote:

I guess we'll see how it plays out.

 

I've only ever applied for 3 FOTM or near FOTM cards since I've been on this forum.

 

1) Zync in 2012, they shut apps down two months later IIRC

2) CSR, not sure this really counts and I was denied at 6/24 and wound up PCing to it anyway.

3) This AOD card.

 

I put in the app right after the mortgage closed, I only asked for 10K because I can't see needing to make more than a 9K payment on literally anything... and their system came back with something like 7.39% APR.

 

This card is just insane.  We'll see if I get through their gauntlet of membership requirements, was still scratching my head that I couldn't seem to transfer money to fund the share account with an ACH or siimilar but maybe I missed something in their interface or misread on the application.  Go go counter checks.


They'll offer to take a debit card when they reach out to do the membership. Good luck on the app! 👍 



Message 75 of 536
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Valued Member

Re: AOD Visa Siggy Discussion Thread

Got denied for the signature card last month with 688 score - upped it to 797 by getting an early deletion of an old chargeoff (last derog other than recent late payment)

 

Odds of approval for 15k?

Message 76 of 536
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Valued Contributor

Re: AOD Visa Siggy Discussion Thread


@repetea wrote:

Got denied for the signature card last month with 688 score - upped it to 797 by getting an early deletion of an old chargeoff (last derog other than recent late payment)

 

Odds of approval for 15k?


All depends on what else is in your profile, how's you DTI?

Message 77 of 536
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Community Leader
Mega Contributor

Re: AOD Visa Siggy Discussion Thread


@Saeren wrote:

@Revelate wrote:

I guess we'll see how it plays out.

 

I've only ever applied for 3 FOTM or near FOTM cards since I've been on this forum.

 

1) Zync in 2012, they shut apps down two months later IIRC

2) CSR, not sure this really counts and I was denied at 6/24 and wound up PCing to it anyway.

3) This AOD card.

 

I put in the app right after the mortgage closed, I only asked for 10K because I can't see needing to make more than a 9K payment on literally anything... and their system came back with something like 7.39% APR.

 

This card is just insane.  We'll see if I get through their gauntlet of membership requirements, was still scratching my head that I couldn't seem to transfer money to fund the share account with an ACH or siimilar but maybe I missed something in their interface or misread on the application.  Go go counter checks.


They'll offer to take a debit card when they reach out to do the membership. Good luck on the app! 👍 


@Saeren  and @Revelate  i was offered the ability to pay with a Visa had i continued with membership fyi. My person was Wanda. 

Message 78 of 536
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Valued Member

Re: AOD Visa Siggy Discussion Thread

$0 debt $140,000 income although i have a pretty thin file

Message 79 of 536
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Frequent Contributor

Re: AOD Visa Siggy Discussion Thread


@repetea 

 Your score and income warrant it especially if your dti is very low. Don't see why you wouldn't get it as long as you don't have a lot of new accounts you should be golden.

Message 80 of 536
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