I just paid off all my credit cards. I did it last month.
All cards hit all 3 credit bureaus with a zero balance or a tiny balance for interest, except for some reason my Apple Card has not hit TransUnion yet. Last week on the 11th it hit Experian and Equifax. Showing on both a roughly $25 balance for interest. My credit utilization is down to 1 percent on Ex and Eq. But at 37 with Tu becasue of the Apple Card. It was a pretty high balance on the Apple Card.
Anyone else experience this? A long lag with Tu and Apple Card?
I want to reapply for the new Bilt Card. I had the old one so I know it's just a soft pull. My Ex and Eq scores are both around 730. Tu is at 675 so was hoping it might bounce up a bit once the Apple Card pay off hits it. Was planing to apply after Apple hits Tu.
