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APR Reduction on BofA Travel Rewards

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Curious_George2
Valued Contributor

APR Reduction on BofA Travel Rewards

One year and two days after my last APR reduction on my Travel Rewards card, I called BofA to request another. I was hoping for a point or two. They brought it down by four points, from 17.99% to 13.99.

 

13.99 is currently the lowest published rate on this card. I thought their lowest was 16.99 a few months ago, but I can't find any indication of when they lowered it. 

I had requested an APR reduction about a month ago, but they told me I wasn't eligible then. So it seems like once per year is the limit. 

Message 1 of 4
3 REPLIES 3
babygirl1256
Senior Contributor

Re: APR Reduction on BofA Travel Rewards

Congrats on your on BoA Travel Rewards APR reduction . . . I really need to do the same on a few of my cards!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 4
Turbobuick
Established Contributor

Re: APR Reduction on BofA Travel Rewards

Looks like you found the bottom. I'm at 14.99. Of course you never should carry a balance and therefore never benefit from the lower rate. Smiley Wink

Message 3 of 4
chfenton
Established Member

Re: APR Reduction on BofA Travel Rewards

Im at 12.24.  But to be fair--I think they offered to morph me to Travel rewards from something else I was ready to cancel (maybe Virgin Atlantic a while ago - I can't remember) and I think my APR came over too.

Message 4 of 4
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