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Add 1-2-3 Rewards to a BOA Secured Card

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Jlu
Established Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card

Reported success here with adding 1-2-3 rewards to a fully secured Bank Americard Visa as of 6/22/2012 at 9:10AM EST.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 31 of 64
YahComb
Established Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card

So equifax has also updated, it no longer shows as "secured credit card" in the comments section for my BOA, now it's just plain old "credit card". For the record, the account number shown has not changed on either report yet.

 

I won't get my hopes up yet about an early graduation, it's possible this card is no longer reporting as secured during this transitional phase until the 1-2-3 card is activated and the new  account number will show up as secured again. If It doesn't happen, im only 7 or so weeks out from graduation anyway

 

But I can always hope...Man Very Happy

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 32 of 64
Anonymous
Not applicable

Re: Add 1-2-3 Rewards to a BOA Secured Card

Does anyone have any status update with their conversion process.

Message 33 of 64
YahComb
Established Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card


Crashem wrote:
Yahcomb, if that sticks, that is even nicer fringe benefit.


lol, guess it stuck, today i got my letter that they're sending back my security deposit

http://ficoforums.myfico.com/t5/Credit-Cards/Recently-BOA-reported-off-cycle-secured-PC-update/td-p/...

 

So i guess, technically, i failed at doing a secured card PC. I wonder what will happen with Revelate at 9 months VS me at 10 months.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 34 of 64
Revelate
Moderator Emeritus

Re: Add 1-2-3 Rewards to a BOA Secured Card


@Anonymous wrote:

Does anyone have any status update with their conversion process.


Nah, still waiting for the card in the mail though I have no reason to doubt it'll happen.  I'll probably start getting a little itchy in another week if I haven't received it... still tickled pink over this offer, especially since now it appears I may actually have reimbursable business expenses soon.  Oi vey, going to completely change my credit habits and some of my long-held assertions on this board, people are going to snicker (WH I'm looking at you! Smiley Wink )




        
Message 35 of 64
Revelate
Moderator Emeritus

Re: Add 1-2-3 Rewards to a BOA Secured Card


@YahComb wrote:

So i guess, technically, i failed at doing a secured card PC. I wonder what will happen with Revelate at 9 months VS me at 10 months.


Heh, nah, if you hadn't made the request it never would've happened in the first place

 

Let's see, I opened mine in October so I'm at 8 months actually which should be below their theoretical cutoff.  I'm just guessing but I suspect mine will run the full 12 months since I have no intention of upsetting the apple cart by calling in early to request it... I am so tiptoeing around my graduation, though I may actually need to deposit funds soon: not sure 2K limit is enough for an every-day card when I have travel expenses, and I'd be an idiot to toss those on a non-rewards card.  Not sure if that resets my graduation date or not, probably a question for a CSR.

 

 




        
Message 36 of 64
YahComb
Established Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card

I upped my deposit in April and they didn't reset my timer, so if youre ok with the hard pull go ahead and add the funds.
EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 37 of 64
dude11
Regular Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card


@Anonymous wrote:

Does anyone have any status update with their conversion process.


 

Nothing for me yet. Was told it would 2-4 weeks from the date I requested it which was 6-14. Will report once I receive it and what not.

Message 38 of 64
Revelate
Moderator Emeritus

Re: Add 1-2-3 Rewards to a BOA Secured Card


@YahComb wrote:
I upped my deposit in April and they didn't reset my timer, so if youre ok with the hard pull go ahead and add the funds.

Good to know, thanks YahComb.  May make sense for me to bump it up to 5K anyway right now.

 

Actually you may be right on my tradeline, it might count as 9 months since it reported in October after looking at my historical reports.  I'm not going to hold my breath though with early graduation on it Smiley Wink.




        
Message 39 of 64
Anonymous
Not applicable

Re: Add 1-2-3 Rewards to a BOA Secured Card

Has anyone else confirmed that the PC to 123 Rewards removed the secured card commentary from BofA tradeline reporting?

Message 40 of 64
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