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Adding a 2nd Card with same issuer

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Anonymous
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Adding a 2nd Card with same issuer

When am I able to add a second card with the same issuer?

 

I know its a year with Discover. But I would like to add a second card with USB, Wells Fargo, PenFed, Chase, Syncrony, or Citi. I suspect in might be 6 months with Chase because at the six month mark I started getting hard green check offers for a CSP @17.75%. I'm trying to build up enough courage to try for it at LOL/24.

3 REPLIES 3
Anonymous
Not applicable

Re: Adding a 2nd Card with same issuer

Of the banks you mentioned, I only know Chase. They have a 2/30 rule which means you can get at most, 2 cards in 30 consecutive days. So really you could get a second Chase card on the same day you got your first. 

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Anonymous
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Re: Adding a 2nd Card with same issuer

Thank you for your response. Sadly that ship sailed back in Jan. I'm now LOL 24 and scared to take the green check offer. 

Message 3 of 4
Queen_Etherea
Valued Contributor

Re: Adding a 2nd Card with same issuer

I got my 2 PenFed cards 1 day apart. I apped for the Gold (not meaning to) and was approved. Called them the next day and said that wasn't the card I wanted, and since the HP are good for 90 days? they were able to app for the card I wanted on the phone and I was approved for the Power Cash Rewards with the same SL. He said to activate both cards when I get them, then call in and have them transfer the CL of the Gold to the Power Cash Rewards, and close the Gold.

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.



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