Does anyone know how/when Affinity FCU reports to the bureaus. I know they don't report when statements cut like most cards. I thought I had it figured out – that they reported at the end of the month like US Bank. But this month I paid my balance down to $0 on 3/27. But on 4/1 they reported my $24 balance to the bureaus.
The only thing I can guess is that the payment hand not fully settled by the 1st, even though Affinity has the payment date as 3/27 and my credit union shows funds leaving on 3/28. Or they report the balance from an earlier date than the 27th and it takes until the 1st to report to the bureaus.
Affinity FCU has always reported pretty normal for the Cash Rewards Visa. (Due on the 26th of the month)
But I thought this month's reporting was a little odd,
as the [Pure Rewards account that was Approved on March 31st],
Reported on April 1st, as opened on March 29th, the day I had applied?
Maybe a funny April fools joke played on us?
@M_Smart007 wrote:Affinity FCU has always reported pretty normal for the Cash Rewards Visa. (Due on the 26th of the month)
But I thought this month's reporting was a little odd,
as the [Pure Rewards account that was Approved on March 31st],
Reported on April 1st, as opened on March 29th, the day I had applied?
Maybe a funny April fools joke played on us?
Interesting. My reporting is toward the end of the month, but my payment date is the 5th and the statement date is the 10th, so reporting and the dates for my card don't match up.
