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Altitude Secured Visa Card from US Bank

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Matt9543
Established Contributor

Altitude Secured Visa Card from US Bank

Has anybody been successful in receiving information from US Bank about the Altitude Web Visa secured card? I tried calling them to ask, the lady told me I was forwarded to the wrong department (It was the credit card department) then tried to "transfer" me to the right department and hung up on me. Put a bad taste in my mouth as it was the first customer service experience I had with them. I emailed them through Online Banking and they said they would forward the question over to the relevant department and would get back in touch within a couple days, that was two weeks ago now and I'm not holding my breath for a response.

It seems like when I asked them about the card though, they were confused as to what the card even was, so I'm not sure how knowledgeable the service reps are with the product. If anybody has any type of info on it, could you pass it along? Thanks.


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 1 of 12
11 REPLIES 11
Remedios
Credit Mentor

Re: Altitude Secured Visa Card from US Bank

US Bank only has one secured card, and on their website it's referred to as US Bank Visa Card. 

The process is same as any other secured card, you apply, fund the account upon approval,  then wait to graduate. 

Once it does, it's possible to PC to other US Bank cards, such as Cash+

 

US Bank hasn't officially named it "Altitude secured card', so they might be getting confused because of terminology you're using. 

 

This is the card you're referring to

Screenshot_20200712-123245_Chrome.jpg

 

Message 2 of 12
zerofire
Valued Contributor

Re: Altitude Secured Visa Card from US Bank

I concur with Remedios. You are skewering the card name to the point that it is hard to impossible to understand which card you are referring to. US Bank has 1 Secured card and 2 Altitude level cards with both categories not having any overlap.

 

The Secured Card:

US Bank Secured Visa

 

The Altitude Card:

US Bank Altitude Go Visa Signature

US Bank Altitude Reserve Visa Infinite

 

Why not figure out what card you are trying to get info on from the list.

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Message 3 of 12
Matt9543
Established Contributor

Re: Altitude Secured Visa Card from US Bank


@zerofire wrote:

 

 

Why not figure out what card you are trying to get info on from the list.


Actually, the letter I received from US Bank about my denial, said exactly "We would like to take this opprtunity to tell you about the Altitude Web Visa secured credit card account. It's a powerful tool that combines a credit card and a savings account. With a Secureed Visa account, you establish the credit limit and earn interest on the security deposit. For more information, please contact your financial institution and request an application."

This sounds a little bit different from the one it shows online, so I figured I'd ask online since this letter named the "Altitude Web Visa Secured" account, which is named different than on the website. So no, I'm not skewering the name, simply repeating and asking about a card US Bank is recommending on a denial letter.


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 4 of 12
Red1Blue
Super Contributor

Re: Altitude Secured Visa Card from US Bank


@Matt9543 wrote:

@zerofire wrote:

 

 

Why not figure out what card you are trying to get info on from the list.


Actually, the letter I received from US Bank about my denial, said exactly "We would like to take this opprtunity to tell you about the Altitude Web Visa secured credit card account. It's a powerful tool that combines a credit card and a savings account. With a Secureed Visa account, you establish the credit limit and earn interest on the security deposit. For more information, please contact your financial institution and request an application."

This sounds a little bit different from the one it shows online, so I figured I'd ask online since this letter named the "Altitude Web Visa Secured" account, which is named different than on the website. So no, I'm not skewering the name, simply repeating and asking about a card US Bank is recommending on a denial letter.


Okay. Let us know once you find out the details. I would like to know what you find out.

Message 5 of 12
Anonymous
Not applicable

Re: Altitude Secured Visa Card from US Bank


@Matt9543 wrote:

@zerofire wrote:

 

 

Why not figure out what card you are trying to get info on from the list.


Actually, the letter I received from US Bank about my denial, said exactly "We would like to take this opprtunity to tell you about the Altitude Web Visa secured credit card account. It's a powerful tool that combines a credit card and a savings account. With a Secureed Visa account, you establish the credit limit and earn interest on the security deposit. For more information, please contact your financial institution and request an application."

This sounds a little bit different from the one it shows online, so I figured I'd ask online since this letter named the "Altitude Web Visa Secured" account, which is named different than on the website. So no, I'm not skewering the name, simply repeating and asking about a card US Bank is recommending on a denial letter.


Yeah I was curious about this too when @Revelate mentioned it here - https://ficoforums.myfico.com/t5/Credit-Card-Applications/USBank-AR-Denial/m-p/6065767/highlight/tru...

 

Unfortunately there is literally nothing about it online. 

Message 6 of 12
K-in-Boston
Epic Contributor

Re: Altitude Secured Visa Card from US Bank

I wonder if they were considering rebranding the existing secured card, and it somehow made it to the denial letters but was never communicated to staff?  I say "considering" since they just changed the design of the card along with a few others, so it would seem unlikely that they would change it again so quickly.

Message 7 of 12
NRB525
Super Contributor

Re: Altitude Secured Visa Card from US Bank

Maybe all of US Bank cards will be adopting an "Altitude".

 

The secured card may be the "Low Altitude" version. 

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Message 8 of 12
sjt
Senior Contributor

Re: Altitude Secured Visa Card from US Bank

A US Bank manager told me that the Altitude Secured Visa card is targeted mainly to people who have been denied for a Altitude Visa card for certain reasons. The terms are pretty much the same as the unsecured version.

 

 

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Message 9 of 12
randomguy1
Valued Contributor

Re: Altitude Secured Visa Card from US Bank


@sjt wrote:

A US Bank manager told me that the Altitude Secured Visa card is targeted mainly to people who have been denied for a Altitude Visa card for certain reasons. The terms are pretty much the same as the unsecured version.

 

 


Does it graduate to a regular Altitude once it achieves enough velocity?

Message 10 of 12
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