Amazon 4% on Everything Else Offer

[sarge12]

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@Anonymous wrote:

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@sarge12 wrote:

Why would customers need to activate an offer to increase the rewards if there are no additional requirements at all? Why would Chase even make such an offer? It does appear this offer just says that rewards can not be redeemed to a foreign or ineligible account? So that is very different than the offer I received, and who would not opt in to increased rewards with no requirements. If Chase is just offering it to reward loyal customers, why not just make a statement that until Feb 11, 2021 they are increasing the rewards if the account is in good standing? They do not have to receive customer approval for a rewards bonus do they? What is Chase getting out of this offer? It seems every offer I have ever gotten required something to qualify, increased card use to satisfy a minimum spend, doing a balance transfer, or something? I am having a hard time seeing how this offer could benefit Chase, unless it is targeting those who carry balances and pay interest only. Then perhaps they are wanting the interest you would otherwise be paying others to be paid to them. I often receive mor enticing offers to open a savings or checking account. The offer I got also offered a cash incentive of, I think 50 dollars if I deposited xxx number of dollars in direct deposits in  addition to the 4% cash back on the card for, I think 18 billing cycles. Just a totally different offer.

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Why is this different than having to opt in to the 5% category for Freedom/Discover etc each quarter (which I have also railed against!)   Presumably there is the theory that opting in makes the consumer more aware and so will use the card (plus the breakage theory).

As to the long term benefit to Chase, this is just like a sub, and hopes that enough consumers will get in the habit of using the card, and continue use after the offer ends (especially if they aren't reward maximizers with lots of cards)

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Good point, the discover and freedom riquirement has never made sense either. The only purpose I can figure for that is to remind cardholders of the terms of the bonus and clarify which types of business qualifies. I guess it is like my Amex blue cash reserved clarifies Walmart does not count as a supermarket. I checked using the link, and my card is not eligible for the promo. I also saw an offer for 200 dollars to open a Chase Checking account and have 500 dollars direct deposit to it, but that wont happen. I only do checking at credit unions. I had major issues many years ago due to the bank making a mistake that resulted in bounced checks. They had entered a 1000 dollar deposit as 100 dollars. They removed the bounced check fees, but refused for some time to reimberse me for some bounced check fees imposed by the retailers the checks were written too. They finally had to, but it required major threats of legal action to make them do so. A similar mistake at my credit union resulted in reimbursment of fees at the credit union, retailers, as well as an apology letter explaining the mistake to the retailer. All of that was done without any threats or hassles. Banks have never did that much to make up for their error for me. All I know is the targeted offer I received from Chase was to entice me to open a checking account there. I receive many bank offers for cash with opening checking accounts and setting up direct deposit. The difference with this one was the increased rewards on my chase amazon prime credit card.

[A-B]

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@A-B wrote:

I did not receive an offer, so I sent a secure message to Chase asking about it. 

I'm fully expecting to get some kind of generic, corporate answer... But at least I tried.   

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Generic, corporate response confirmed!   

"Hello [Name],

It will be my pleasure to address your inquiry in regards
to the bonus offer for the Amazon Prime Rewards Visa
Signature® Card.

If your account is eligible you will get an email.

[Name], you must enroll through one click opt-in provided in
the email by September 22, 2020, to receive offer

We appreciate and value your banking relationship. It is
important to us that we address your needs as a Chase
customer.

Thank you,
Valerie
Chase Email Servicing"

[Anonymous]

Wow nice offer.

[Credit12Fico]

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@A-B wrote:

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@A-B wrote:

I did not receive an offer, so I sent a secure message to Chase asking about it. 

I'm fully expecting to get some kind of generic, corporate answer... But at least I tried.   

---

Generic, corporate response confirmed!   

"Hello [Name],

It will be my pleasure to address your inquiry in regards
to the bonus offer for the Amazon Prime Rewards Visa
Signature® Card.

If your account is eligible you will get an email.

[Name], you must enroll through one click opt-in provided in
the email by September 22, 2020, to receive offer

We appreciate and value your banking relationship. It is
important to us that we address your needs as a Chase
customer.

Thank you,
Valerie
Chase Email Servicing"

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Hmm....Well I need the 4% offer...

[sarge12]

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@Credit12Fico wrote:

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@A-B wrote:

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@A-B wrote:

I did not receive an offer, so I sent a secure message to Chase asking about it. 

I'm fully expecting to get some kind of generic, corporate answer... But at least I tried.   

---

Generic, corporate response confirmed!   

"Hello [Name],

It will be my pleasure to address your inquiry in regards
to the bonus offer for the Amazon Prime Rewards Visa
Signature® Card.

If your account is eligible you will get an email.

[Name], you must enroll through one click opt-in provided in
the email by September 22, 2020, to receive offer

We appreciate and value your banking relationship. It is
important to us that we address your needs as a Chase
customer.

Thank you,
Valerie
Chase Email Servicing"

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Hmm....Well I need the 4% offer...

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I will act as a representative of Chase, please delete the period the end of the bold sentence and replace it with the following:::  , provided it does not in any way, interfere with our profits.

[sarge12]

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@A-B wrote:

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@A-B wrote:

I did not receive an offer, so I sent a secure message to Chase asking about it. 

I'm fully expecting to get some kind of generic, corporate answer... But at least I tried.   

---

Generic, corporate response confirmed!   

"Hello [Name],

It will be my pleasure to address your inquiry in regards
to the bonus offer for the Amazon Prime Rewards Visa
Signature® Card.

If your account is eligible you will get an email.

[Name], you must enroll through one click opt-in provided in
the email by September 22, 2020, to receive offer

We appreciate and value your banking relationship. It is
important to us that we address your needs as a Chase
customer.

Thank you,
Valerie
Chase Email Servicing"

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Same CSA response a month later after learning you filed bankruptcy...that worthless, sorry, pathetic piece of gutter trash filed bankruptcy. These very friendly CSA send such friendly letters until they don't get payments on time...then the fangs start to come out. Then they are as friendly as a pit bull in a cat grooming shop.

[Anonymous]

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@sarge12 wrote:

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I will act as a representative of Chase, please delete the period the end of the bold sentence and replace it with the following:::  , provided it does not in any way, interfere with our profits.

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Well, since they all have a fiduciary duty to shareholders and not to customers, you can take that as given for every company!

[Credit12Fico]

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@Anonymous wrote:

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@sarge12 wrote:

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I will act as a representative of Chase, please delete the period the end of the bold sentence and replace it with the following:::  , provided it does not in any way, interfere with our profits.

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Well, since they all have a fiduciary duty to shareholders and not to customers, you can take that as given for every company!

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lol. Well then they can quit with the false advertisements