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It is often reported here to NOT be part of the 5/24 rule. In my own personal experience, it is not subject to that rule.
@Anonymous wrote:
Thanks I received a prequalified piece of mail today for it and I didn't know if it was legit. Never qualified for or had a chase card.....
If you're going to do the Chase Amazon card, make sure you go through an app that gives the bonus gift card.
@Anonymous wrote:
@Anonymous wrote:
Thanks I received a prequalified piece of mail today for it and I didn't know if it was legit. Never qualified for or had a chase card.....If you're going to do the Chase Amazon card, make sure you go through an app that gives the bonus gift card.
And make sure it makes sense for you! It's really a pretty meh card compared to others
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Just wanted to let everyone know that the Chase Amazon is definitely NOT part of the 5/24. I was just approved by them after initially receiving the 30 day message. Applied on 6/19 and got the email today that I was approved (for a measly $1000, but it's my first Chase card, so I'll take it). They pulled EX and EQ (9 INQ with EQ in the last six months and 13 with EX).
Congrats! Seems like this card is always given a low credit limit. Mine started at $900 and I've read all over this place of others in the same ball park.
Why would this card not be part of the 5/24 rule though? What makes it unique?
I'm not quite sure why you would be interested in Amazon Chase. I think the Amazon store card is superior at 5% cash back, but you do have to be a prime member. If you have services like Netflix or Hulu, cut them off and pay Amazon for Prime, you'll get the streaming service and more.